OP here. Thanks. This feedback makes me feel a LITTLE bit better.

I guess I've been watching too much HGTV, where men in suites barracade the house and run the family out, & then, of course those scary lawyer commercials about asbestos exposure. Plus, my child is in the house. It is an undisturbed area. It's an enclosed space w/my furnace & other pipes. I never go in that room, unless I'm changing the filter, & that's probably way overdue. Still going to have it tested & removed. It's scary to think that it's in most homes, & people don't know about it.