Anonymous
Post 03/10/2014 10:19     Subject: Best cashback rewards Mastercard or Visa?

Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Chase freedom is pretty good and has flex categories where I think you get 3-5% cash back. Otherwise 1%. They do the cash back quarterly.


Discover is better in that it's always 5% cash back categories and 1% on all other purchases.


That's exactly what Chase freedom does.


Well, PP said 3-5% cash back, which implied that the percentage is anywhere from 3-5. Discover is always 5% on those categories (though I really hate some of them, like restaurants and movies has been from Jan-March this year and we literally never go out to eat or go to the movies, so the category thing is worthless to me sometimes. But I like that I can use my cash back directly on Amazon purchases (no minimum), and if you connect with online retailers through ShopDiscover, you can sometimes get 10-20% cash back.

My BofA card is 3% on groceries, 2% on gas, and 1% everything else, same with my Wells Fargo card.
Anonymous
Post 03/10/2014 09:33     Subject: Best cashback rewards Mastercard or Visa?

Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Chase freedom is pretty good and has flex categories where I think you get 3-5% cash back. Otherwise 1%. They do the cash back quarterly.


Discover is better in that it's always 5% cash back categories and 1% on all other purchases.


That's exactly what Chase freedom does.


NP here. I have Chase, I don't like how you have to sign up each quarter.
Anonymous
Post 03/09/2014 21:25     Subject: Best cashback rewards Mastercard or Visa?

Anonymous wrote:
Anonymous wrote:Chase freedom is pretty good and has flex categories where I think you get 3-5% cash back. Otherwise 1%. They do the cash back quarterly.


Discover is better in that it's always 5% cash back categories and 1% on all other purchases.


That's exactly what Chase freedom does.
Anonymous
Post 03/09/2014 16:29     Subject: Best cashback rewards Mastercard or Visa?

Fidelity 2% cash back or capital one venture card (it's not cash back but it's basically the same since you can use points to pay for taxis, hotel, airfare, restaurants)
Anonymous
Post 03/09/2014 11:57     Subject: Best cashback rewards Mastercard or Visa?

Anonymous wrote:Chase freedom is pretty good and has flex categories where I think you get 3-5% cash back. Otherwise 1%. They do the cash back quarterly.


Discover is better in that it's always 5% cash back categories and 1% on all other purchases.
Anonymous
Post 03/08/2014 23:13     Subject: Best cashback rewards Mastercard or Visa?

Chase freedom is pretty good and has flex categories where I think you get 3-5% cash back. Otherwise 1%. They do the cash back quarterly.
Anonymous
Post 03/08/2014 23:12     Subject: Best cashback rewards Mastercard or Visa?

I think capitol one has a 1.5% cashback card too
Anonymous
Post 03/08/2014 23:10     Subject: Re:Best cashback rewards Mastercard or Visa?

https://www.fidelity.com/cash-management/visa-signature-card

We have the Fidelity Visa

Earn 1.5 points for each $1 spent on the first $15,000 in purchases per year, and 2 points per $1 in purchases made thereafter.1

Every 5,000 points can be converted into a $50 deposit into your eligible Fidelity account.2
Anonymous
Post 03/08/2014 22:17     Subject: Best cashback rewards Mastercard or Visa?

I love my costco cash back rewards card but I need a backup MC or Visa for places that don't accept Amex. What are the best deals these days? Thanks!