Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Chase freedom is pretty good and has flex categories where I think you get 3-5% cash back. Otherwise 1%. They do the cash back quarterly.
Discover is better in that it's always 5% cash back categories and 1% on all other purchases.
That's exactly what Chase freedom does.
Well, PP said 3-5% cash back, which implied that the percentage is anywhere from 3-5. Discover is always 5% on those categories (though I really hate some of them, like restaurants and movies has been from Jan-March this year and we literally never go out to eat or go to the movies, so the category thing is worthless to me sometimes. But I like that I can use my cash back directly on Amazon purchases (no minimum), and if you connect with online retailers through ShopDiscover, you can sometimes get 10-20% cash back.
My BofA card is 3% on groceries, 2% on gas, and 1% everything else, same with my Wells Fargo card.