OP, what number represents 6 months of your expenditures (in case you lose your job or have a medical/etc emergency)? I'm as OCD as they come, and would not get hung up on the 50K number, but instead on the 6 month cushion number. Once you've got your cushion set aside, you can start accruing the money you're going to put for a down payment.

I agree with PP, it doesn't matter in which order your fund your Roth. One month either way won't make the difference in the long term.

I'd knock out the Roth, suck up the OCD moment, and enjoy the nice even numbers next month.

lol, as long as you can fund your Roth by April 15th, it doesn't really matter which order you do it in.

Just finished paying the bills for the upcoming month and there is about $2200 left over. There is $48,119.35 in my savings account and the OCD part of me wants to transfer $1,880.65 to make it an even $50k. Problem is, I have another $2500 to go in order to max out my Roth IRA by April 15th. I will have roughly the same amount of extra this time next month (maybe a little more), so it shouldn't be a problem. Do I knock out the IRA as soon as possible (nice, round numbers be damned), or can I wait till next month?

I am 26 and saving for a home if that makes a difference.