Anonymous
12/27/2013 20:13
Subject: Medical bills
Anonymous wrote:can you not negotiate?
Generally you can't negotiate a copay.
Anonymous
12/27/2013 13:56
Subject: Medical bills
can you not negotiate?
Anonymous
12/26/2013 08:09
Subject: Medical bills
in the meantime make an excel budget, spreadsheet of when your payments are due and how much. it will make tracking easier.
Anonymous
12/26/2013 06:37
Subject: Medical bills
I just need to complain for a minute.
This is one of my main sources of stress right now. I know I should just keep track of visits and go online and keep track of explanation of benefits. But I get busy and forget. The bills seem to come in all at once and the providers send them out weeks or months after the visit/treatment marked as past due, even though it's only the first bill.
I dread the 1st of the month when my pay comes in and I spend the morning on the phone going down the long list of payment plans I'm on, making min payments to keep bills out of collections. Yes, I'm lucky to even have insurance and they do pick up a large portion, but the remaining is still so much, some bills I will be paying for years (still paying the balance on a surgery from 2 years ago) I wish I didn't care, there's no interest added no matter how long it takes and setting up plans is usually easy. It's just a lot to keep track of and every month I keep adding to the stack so it feels never ending.
Wish I had a better insurance plan. It's the darn coinsurance that really adds up. I'm currently job searching and so hoping my next job offers a plan with set co-pays.
This is one of my main sources of stress right now. I know I should just keep track of visits and go online and keep track of explanation of benefits. But I get busy and forget. The bills seem to come in all at once and the providers send them out weeks or months after the visit/treatment marked as past due, even though it's only the first bill.
I dread the 1st of the month when my pay comes in and I spend the morning on the phone going down the long list of payment plans I'm on, making min payments to keep bills out of collections. Yes, I'm lucky to even have insurance and they do pick up a large portion, but the remaining is still so much, some bills I will be paying for years (still paying the balance on a surgery from 2 years ago) I wish I didn't care, there's no interest added no matter how long it takes and setting up plans is usually easy. It's just a lot to keep track of and every month I keep adding to the stack so it feels never ending.
Wish I had a better insurance plan. It's the darn coinsurance that really adds up. I'm currently job searching and so hoping my next job offers a plan with set co-pays.