Anonymous
Post 12/16/2013 16:43     Subject: Are we saving enough?
Anonymous wrote:I make half what you do and save twice as much.


you net $5500 a month and save 10k (after maxing out your 401(k))? explain how you do this.
Anonymous
Post 12/16/2013 15:33     Subject: Are we saving enough?
Anonymous wrote:Is there any way you could bring in some more money, say by renting out one of your rooms, or turning tricks outside Whole Foods on a Saturday evening?

Also, cut off cable.


+1 LOL
Anonymous
Post 12/16/2013 14:48     Subject: Are we saving enough?
saving enough for what? retirement?
Anonymous
Post 12/16/2013 14:21     Subject: Are we saving enough?
Anonymous wrote:you need to be saving 150% of your gross


LOL
Anonymous
Post 12/16/2013 14:06     Subject: Are we saving enough?
you need to be saving 150% of your gross
Anonymous
Post 12/16/2013 14:06     Subject: Are we saving enough?
I make half what you do and save twice as much.
Anonymous
Post 12/16/2013 13:49     Subject: Are we saving enough?
Have you looked into Dave Ramsey, he could probably help you with all of these problems.
Anonymous
Post 12/16/2013 13:47     Subject: Are we saving enough?
I'd look into another investment vehicle for yourself if your employer is not matching. I watched the frontline documentary on 401ks and, unless I was to get a match, would not use them as my primary savings vehicle.
Anonymous
Post 12/16/2013 13:29     Subject: Are we saving enough?
Is there any way you could bring in some more money, say by renting out one of your rooms, or turning tricks outside Whole Foods on a Saturday evening?

Also, cut off cable.
Anonymous
Post 12/16/2013 13:26     Subject: Are we saving enough?
No, you are not saving enough. You should save another $2K per month at minimum. Surely $1300/month is enough to cover all your other expenses once your mortgage is paid.
Anonymous
Post 12/16/2013 13:02     Subject: Are we saving enough?
I would cut down on the eating out or set a budget. I'm like you op I save almost everything I make and still wonder if I'm saving too little. I set a budget per month for the extras and don't go over.
Anonymous
Post 12/16/2013 13:00     Subject: Are we saving enough?
Anonymous wrote:This sounds a little bit like a humblebrag. Do you have a financial adviser? You might feel more confident if you have someone look over your whole financial picture, including insurance.


+1. How about somebody with a real question?
Anonymous
Post 12/16/2013 12:58     Subject: Are we saving enough?
Anonymous wrote:37 years old (both of us). After maxing out both our 401(k)s (DH has an employer match of 6%, I have no match), we take home about 11k. Our mortgage is $2700/month. We are saving/investing about 5k per month of that money. Is this enough? Should we be saving more? We don't live a very expensive lifestyle, but we do go out to eat quite often. Maybe we should cut that out...


So you save $17.5K a year each, plus the employer match of 6% (which I'll assume is at least $6K), plus you save $5K a month on top of that? So you save 100K a year and wonder if thats enough?

Anonymous
Post 12/16/2013 11:55     Subject: Are we saving enough?
This sounds a little bit like a humblebrag. Do you have a financial adviser? You might feel more confident if you have someone look over your whole financial picture, including insurance.
Anonymous
Post 12/16/2013 11:52     Subject: Are we saving enough?
37 years old (both of us). After maxing out both our 401(k)s (DH has an employer match of 6%, I have no match), we take home about 11k. Our mortgage is $2700/month. We are saving/investing about 5k per month of that money. Is this enough? Should we be saving more? We don't live a very expensive lifestyle, but we do go out to eat quite often. Maybe we should cut that out...