Anonymous
10/22/2013 21:17
Subject: What are your monthly expenses?
Anonymous wrote:Mortgage related: 5000
Utility: 500
Cable/internet/phone:300
day care: 1000
food: 1000
Others: 2000
total: around 10k
Forgot the kid's activity fees 1k per month.
So it adds up to 11k per month. That's a lot that I didn't realize.
Anonymous
10/22/2013 21:08
Subject: What are your monthly expenses?
Mortgage related: 5000
Utility: 500
Cable/internet/phone:300
day care: 1000
food: 1000
Others: 2000
total: around 10k
Utility: 500
Cable/internet/phone:300
day care: 1000
food: 1000
Others: 2000
total: around 10k
Anonymous
10/22/2013 21:01
Subject: What are your monthly expenses?
Single parent, bring home $9K/month after taxes, 401K, benefit deductions etc. Also get $2500 in rental income so $11.5K total.
Mortgage, taxes & insurance for primary residence: $2650
Same for rental property: $1650
Repairs & maintenance for both properties: $400
Utilities: $200
Health & life insurance, uncovered medical: $250
Appearance stuff: clothes, haircuts: $300
Transport (gas, insurance, maintenance etc): $350
Childcare (afterschool & summer camp): $600
Food (groceries & restaurants): $600
Entertainment, vacation, gifts, anything fun: $900
Work pays for cell phone and internet. No car payment, although repair costs are starting to creep up.
So $7900 total. That leaves about $3600/month that I usually save in addition to $1450/month in 401K, or about $5K monthly savings total. Though sometimes I splurge more on fun stuff.
Mortgage, taxes & insurance for primary residence: $2650
Same for rental property: $1650
Repairs & maintenance for both properties: $400
Utilities: $200
Health & life insurance, uncovered medical: $250
Appearance stuff: clothes, haircuts: $300
Transport (gas, insurance, maintenance etc): $350
Childcare (afterschool & summer camp): $600
Food (groceries & restaurants): $600
Entertainment, vacation, gifts, anything fun: $900
Work pays for cell phone and internet. No car payment, although repair costs are starting to creep up.
So $7900 total. That leaves about $3600/month that I usually save in addition to $1450/month in 401K, or about $5K monthly savings total. Though sometimes I splurge more on fun stuff.
Anonymous
10/22/2013 20:09
Subject: What are your monthly expenses?
Bring home 6000 per month. My base expenses including before/after care are about 5000. Not that I save the rest but in theory I could.
Anonymous
10/22/2013 17:32
Subject: What are your monthly expenses?
Anonymous wrote:mortgage 1800
property tax 900
groceries-usually 1200, now trying to keep at 800
school for one kid 1000
gas and metro 800
hair 200
misc home expenses 400
insurance-house, car, life 270
sports for kids 300
restaurants 200
cell phones 70
cash 300
cable, satellite, interent 200
vacations 500 budgeted a month
clothes 250
there are also car repair and maintenance expenses
Me again-I forgot utilities around 500 a month.
Anonymous
10/22/2013 17:30
Subject: What are your monthly expenses?
1600 rent
230 cellular bill
200 student loan
45 car ins
80 cable
Then a shit ton on clothes and food.
230 cellular bill
200 student loan
45 car ins
80 cable
Then a shit ton on clothes and food.
Anonymous
10/22/2013 17:30
Subject: What are your monthly expenses?
mortgage 1800
property tax 900
groceries-usually 1200, now trying to keep at 800
school for one kid 1000
gas and metro 800
hair 200
misc home expenses 400
insurance-house, car, life 270
sports for kids 300
restaurants 200
cell phones 70
cash 300
cable, satellite, interent 200
vacations 500 budgeted a month
clothes 250
there are also car repair and maintenance expenses
property tax 900
groceries-usually 1200, now trying to keep at 800
school for one kid 1000
gas and metro 800
hair 200
misc home expenses 400
insurance-house, car, life 270
sports for kids 300
restaurants 200
cell phones 70
cash 300
cable, satellite, interent 200
vacations 500 budgeted a month
clothes 250
there are also car repair and maintenance expenses
Anonymous
10/22/2013 17:21
Subject: What are your monthly expenses?
PP here, we also have no daycare expenses. Yikes.
Anonymous
10/22/2013 17:20
Subject: Re:What are your monthly expenses?
We spend about $11 000 a month which I think is completely ridiculous.
Anonymous
10/22/2013 16:43
Subject: What are your monthly expenses?
Bring home 10K.
Rent: 2300
Life ins: 350
Daycare: 1250
Phone/util: 400
Student loan: 80
Zipcar: 250
Live in Dupont.
Rent: 2300
Life ins: 350
Daycare: 1250
Phone/util: 400
Student loan: 80
Zipcar: 250
Live in Dupont.
Anonymous
10/22/2013 16:40
Subject: What are your monthly expenses?
Joint:
Mortgage: $2500
Day Car: $800/1child
Credit Card: $1000 (average)
Utilities: $500
Salary Contribution: $2000/him, $1500/me
Rental income: $1000
Mine:
Car Loan: $500 (0% interest)
Credit Card: $800
Car Ins: $40
Savings: $2000
His:
I don't have a clue but suspect he saves a lot more than me, he's not a spender.
Mortgage: $2500
Day Car: $800/1child
Credit Card: $1000 (average)
Utilities: $500
Salary Contribution: $2000/him, $1500/me
Rental income: $1000
Mine:
Car Loan: $500 (0% interest)
Credit Card: $800
Car Ins: $40
Savings: $2000
His:
I don't have a clue but suspect he saves a lot more than me, he's not a spender.
Anonymous
10/22/2013 16:40
Subject: What are your monthly expenses?
Living out of the country right now.
Take home about $4k (US dollars) after depositing in 401K and college savings. Rent plus utilities is about $1500 (US dollars) a month. Credit card/loan payments about to about $250 a month.
Groceries/eating out/entertainment run us another $200 a month
Some months we spend about $100 traveling around the area but we are planning to go on some trips soon.
When we travel home (twice that we have to pay for) it is about $1200 for me and DH and $1000 for DS.
Take home about $4k (US dollars) after depositing in 401K and college savings. Rent plus utilities is about $1500 (US dollars) a month. Credit card/loan payments about to about $250 a month.
Groceries/eating out/entertainment run us another $200 a month
Some months we spend about $100 traveling around the area but we are planning to go on some trips soon.
When we travel home (twice that we have to pay for) it is about $1200 for me and DH and $1000 for DS.
Anonymous
10/22/2013 16:37
Subject: What are your monthly expenses?
We bring home about 11k. Mortgage is $3800, nanny is $2100, Car is $400, others bills/cc/expensese run about 4k (think new water heater or replacing windshield, not eating out/new clothes). We try to have an extra thousand left over and that goes straight to extra payments on the student loan. Le sigh.
Anonymous
10/22/2013 16:30
Subject: What are your monthly expenses?
We bring home $4000 a month and mortgage is $1350. Daycare is $1000. We spend nearly all our paychecks each month. It sucks not being able to save anything.
Anonymous
10/22/2013 16:22
Subject: What are your monthly expenses?
I'm curious to see what people spend to support their households per month. Often I will see money posts where people with less HHI than us are saying that they have a mortgage with the same payment or at the same HHI are affording more expensive houses. I'm wondering if one of the differences is the level of savings. So for this little informal poll, don't include savings, just all expenses - mortgage/rent, daycare, car payments, student loan or other debt, groceries, travel, insurance, home-related items - everything that is an expense. We are consistently in the $8-10k per month range, which amazes me given our modest mortgage ($2500). On the other hand, we spend almost that much on daycare for two, so I guess not that amazing.