OKay, I'm freaking out. My mother and stepfather have been financially irresponsible their entire lives. Buying new stuff before paying bills, foreclosed house, constant problems. My mom never cared for me, and I have paid my own way in life since I was about 13 years old. Additionally, my mom was highly abusive when I was a child and we are not close. For some years, I have tried to help where I could, but about a decade I just cut it all off. I can't support my family and theirs anymore. (We are a family of four with a HHI of about 120K, not wealthy, but living fine within our means). Anyway, recently my mom was telling me that, because my adult brother (who does not pay rent or give them money) lives at home with them, his income (small as it is) is counted as part of their household income and has precluded them from pursuing any government assistance. I was skeptical, did some digging, and don't think that is true. But, while digging, I learned that my home state (and lots of others) has a filial responsibilty law.
I'm not a lawyer, but it looks to me like if my parents, who do not have any health insurance, were to need state nursing home care, the state could sue me, as the adult child, for filial responsibility and make me pay for it.
Is this possible? Can this possibly be true or correct? If so, I am simply terrified. My mom will never take steps toward resolving her financial problems, and what's more, at this point, given her age, she probably cannot possibly do so. I want someone to tell me I am misunderstanding, but several articles I've read lately have suggested that with state and govt. run subsidy costs mounting, states are increasingly enforcing these laws.
Please, someone tell me that I will have to split my money between caring for my own children kids and caring for my parents, who never lifted a finger to support me? Please tell me I'm misunderstanding. How could it possibly be fair to make me pay for my parents debts and problems?