Anonymous wrote:Yes, there's nothing I want to buy. Not missing anything, don't want to spend just for the heck of it.

This. I don't really care to accumulate stuff and I don't buy clothes, cars, etc. to impress people. I bought a new car last year well below what I could afford and paid cash.

Anonymous wrote:Nope, we don't make enough, so pay check to pay.....bills and mortgage monthly..........

This. And I just lost my job so it is going to be even tighter right now

Yes, there's nothing I want to buy. Not missing anything, don't want to spend just for the heck of it.

Absolutely. I couldn't sleep at night if I lived paycheck to paycheck; our industries are too volatile for that. We do try to find balance, as PP's said, but right now we're saving about a third of our income. We don't feel deprived in doing so, which is key, or we wouldn't be able to sustain it.

It is tough. As you get a little older, you do not want to/ have the ability to work as much. So it is nice to know you do not have to. So, yes, we do save for tomorrow.

Finding a balance is tricky. For a long while I over saved for the future, and then I remembered I could get hit by a bus tomorrow. Money: You can't take it with you.

Nope, we don't make enough, so pay check to pay.....bills and mortgage monthly..........

Nope. Paycheck to paycheck.

Definitely! We have no credit card debt and put $$ away for retirement/college funds instead of going away on big vacations.

I save a little money sure, but after seeing two people close to me die very suddenly I want to enjoy my life now when I can.

Anonymous wrote:Do you live a simpler life today or do you live a lower standard of life today so that you have more money for tomorrow?

Anybody who saves anything would by definition fall into this category.

We put away between $50 and $60K a year plus another $40K from investments.

I could do a lot with that money today but id rather squirrel some away.

Anonymous wrote:Do you live a simpler life today or do you live a lower standard of life today so that you have more money for tomorrow?

Yes, and I know plenty of other people around here who do. (Not as low as we could, certainly, but less mortgage/car/vacations/stuff than we could, by far.)

Do you live a simpler life today or do you live a lower standard of life today so that you have more money for tomorrow?