NP here. You, as the landlord, are insuring your property. The tenant must take out a policy if they wish to protect their possessions. Your insurance company will know what you need; just tell them that you are renting the house out to someone.
First time landlord, place for rent is a condo townhouse in northern va. The condo townhouse' hoa fee covers exterior against damages. Now my quesrion is, do I have to buy insurance to cover the tenant in case if they got injure? They already waived their rights to buy insurance to cover their valuables.