I have the same fears. Why can you wait until she older?
I also have amazing memories from mine, but that 25 years ago and seriously the realities are so different!
I really don't understand this. It's been 20 years since I went to camp at age ten, and I don't think the realities are any different. Same place, same activities, same sorts of people on staff. If anything, camps are more safety conscious these days than they used to be, and if anything, the opportunity to be "unplugged" in nature and away from hovering parents are of greater value today than in previous generations.
I'd hesitate to send my ten year old if they did not want to attend, but I remember the longing I had to attend summer camp at that age, and the fact that my parents relented (my mother did not want me away) was of so much benefit to me in the long run.