Anonymous wrote:your bank has insurance for a reaosn

I seriously doubt a large bank would put their reputaiton on theline with an app tha tis not safe

btw it is going to snow next winter , go get some milk

I'm in the tech industry. It's more the smaller banks you have to worry about. Capital One is so big that they have an army of IT security people checking things out, and they probably even have some people staffed on-site 24/7 in case a breach happens over the weekend.

Now think of a smaller bank like Eagle or Cardinal. Their entire IT department is probably just 10 people. They just don't have the resources or expertise to make sure their stuff is rock-solid.

This isn't a slam against smaller banks -- they're great for other reasons. Just when it comes to IT security, sometimes being bigger is indeed better.

your bank has insurance for a reaosn

I seriously doubt a large bank would put their reputaiton on theline with an app tha tis not safe

btw it is going to snow next winter , go get some milk

Online but not apps.

Anonymous wrote:love depositing checks simply by taking a picture!

Dont do this. DH works in private security and tells everyone to avoid this convenient trend.

love depositing checks simply by taking a picture!

Anonymous wrote:Online yes. Mobile no.

Same here.

Online yes. Mobile no.

OP - I removed the app from my phone and then changed my password and username on my online account. Probably a little paranoid, but I know a couple of people who have run into trouble with hacked accounts and stolen IDs that I'd rather be safe than sorry.

Never. I heard an MIT expert on cybersecurity risks speak at a conference a few years back, and that convinced me that its too risky.

I have a mobile app, but just to check my balance. I don't ever use it to transfer funds or use the bill pay feature. I used to have apps where I had my info for each account for bill pay so it would keep track and send me reminders, but I deleted them since I didn't like having my passwords in there. Not sure if just logging into the app is the same as using "mobile banking" or if the security is different.

I do 99% of my banking online through USAA and yes it scares me sometimes but not enough to stop.

Anonymous wrote:Call your bank and ask.

thanks - that was tres tres helpful
how is THAT supposed to help with my decision? they have no idea how their mobile apps are structured or how the security is around their bank's apps.

Call your bank and ask.

I love my mobile banking app because I use an out-of-state bank. , Just heard a report that was eye-opening (but not surprising) that mobile banking apps are now being targeted by hackers and other "not so honest" entities..people...organizations out there. Apparently on 5% of all mobile banking apps actually have "tight" security, the rest are a joke.

I'm thinking of not using mine anymore...and if I do - do I just remove my app or do I need to do something else?