Later this year, I will be finally paying off my student loans, and one of the kids will be entering public school. This will free up about $1600/mo, although I know some of it needs to be earmarked for aftercare and summer camps. But let's say that still will result in an extra $1k/mo. Where's the best place to direct this money? We currently max out two 401ks and two IRAs. We also put $10k/yr in 529 accounts. We have more than sufficient emergency fund, although at some point, we may want to move or renovate the house. But that's speculative at this point. Should we put more in the 529s? Or open a brokerage account and treat it as extra long-term savings? Thoughts?