I'm on cycle 13 so I totally understand your frustration. I agree with 11:23 - it depends on whether you are temping, charting, timing well. If you are, then I see no harm in scheduling a consult with an RE. I would also recommend you have DH do a sperm analysis. We did this around month 9 because I was starting to panic. A urologist, GP or RE can order a SA. My DH had his GP order it since we hadn't yet seen an RE. He had to have an appointment with his doc, but it was pretty straightforward. He had the SA done at Dominion Fertility, since it was close to our house, and got the results the next day - all normal. I also scheduled an appointment with Dominion to see Dr. Gordon. He recommended all the initial testing, including blood work and an HSG (tons of posts on the infertility forum about this, so I won't get into it). I decided do everything we could on our own to get pregnant for the next few months before we started to get involved in intervention - and also because for me that stuff wasn't covered by insurance until we had been trying for over a year. I started back with Dr. Sacks at CFA (found out my benefits go further there than at DF) and started my testing in January. My HSG was normal (and luckily not painful) so our diagnosis is unexplained infertility. I am still hopeful that this cycle is positive on our own, but if not, we will do clomid + IUI next month. It takes awhile to schedule testing because it has to be done on very specific days of your cycle, so it doesn't hurt to start the process early. I would just encourage you to keep trying the old fashion way with as much you can do to maximize the fertile window (temping charting OPKs/Monitor, etc). I would also definitely encourage you to understand your insurance coverage. It varies so much and I had a heck of a time getting Carefirst to tell me the full story about my benefits. I did not need a referral to see any specialist, so I could go straight to an RE without a referral. All of the appointments, monitoring, and testing for me are covered with a copay and they cover up to a certain amount of IUIs but no IVF (so I am very glad we don't have male factor - since generally IUI doesn't help much with that).
None of this is fun and it has been especially hard to see seemingly everyone I know become pregnant and have babies during the time we've been trying.
Good luck to you OP! I hope you have a bfp very soon.