It seems crazy to spend $100Ks extra to buy in a more expensive neighborhoods with good in bounds elementary schools since the kidlets could end up going to a charter or an OOB school.
A lot of us don't think this is crazy at all.
It is true that if you bought your dream structure in, say, Ward 8, and you decided to apply for charters and OOB spots, you WOULD be guaranteed to get 1) a spot in "a charter of some type" and 2) also a slot someplace in some OOB school, somewhere.
Now I ask you -- will those 2 schools be as good as Janney ->> Deal --> Wilson Academies? Are you sure? Most of the charters don't even have a track record, keep in mind. Sure, you tell me that Mundo Verde or Creative Minds is awesome. Maybe they are. But no one really knows, do they? Whereas Murch has a 30+ PROVEN track record of nicely educating kids K-6 (now 5).
So that is why many thousands of us choose the sure-thing school over the extra bedroom.