Anonymous wrote:

Anonymous wrote:Interesting range of responses so far. As a % of HHI:

17%
5%
12%
16%
18%
6%
10%
13%
0%
26%

I'm the 26%, but a lot of that is match. Technically, we should be in the books for 12.5%, I think. My dad told us to shoot for 15%, but we're not quite there.

Naw, you're the 18.5% that wasn't listed cause she missed one after the 26% one. Although that guy also counted matching.

Anonymous wrote:Interesting range of responses so far. As a % of HHI:

17%
5%
12%
16%
18%
6%
10%
13%
0%
26%

I'm the 26%, but a lot of that is match. Technically, we should be in the books for 12.5%, I think. My dad told us to shoot for 15%, but we're not quite there.

Anonymous wrote:

Anonymous wrote:Early 30s HHI is about 220k, we save whatever the 401k max is - this year we are both doing in Roths, so 35k, but worth more since it will never be taxed.

Don't Roths have an income limit for contribution - i.e., if your AGI is more than X, then you can't contribute to a Roth. Not sure exactly what that cap is, but I seem to remember it being high 100's

I assume he means Roth 401K. Which does not have a cap. I contribute 17.5K to my ROTH and my HHI is well above the limit.

Interesting range of responses so far. As a % of HHI:

17%
5%
12%
16%
18%
6%
10%
13%
0%
26%

Anonymous wrote:Early 30s HHI is about 220k, we save whatever the 401k max is - this year we are both doing in Roths, so 35k, but worth more since it will never be taxed.

Don't Roths have an income limit for contribution - i.e., if your AGI is more than X, then you can't contribute to a Roth. Not sure exactly what that cap is, but I seem to remember it being high 100's

Married. One toddler. Mid-30s. HHI is $200k. We save about $25k, and then have an additional $12k in employer match. One fed pension.

Early 30s. HHI is about 230. I max my 401K (ROTH) at 17 and another ~20K in regular non-roth 401K (including company matches), plus another $5 to $10K in general cash accounts, plus approximately $20K a year from bonuses. Call it about $60K a year.

Doesn't really count as "saving", but if you include market appreciation as well as debt reduction (i.e. just paying your mortgage dutifully, plus of course the one extra annual payment to shave 7 years off!), then the number is bigger. Last year was about $78.8K for us. I prefer to look at it from a networth POV since its a more accurate representation that just "what I save", and if I go and finance a new car or something of the sort, its reflected.

Goal for this year, if I can pull it off is $100K net worth increase. I'd like to get to that number on a sustainable basis.

$0. hhi $300K. Ton of student loans that we've prioritized putting $$$ towards.

Mid-thirties, HHI of $225K. We save about $30K per year but hope up that to $50K in the next year or two.

Single, early 30's, save about $22k/yr in a 401k & IRA. HHI about $220k.

We used to save about $50k per year on $280k. I quit working and now it's about $10k per year on $160k of income. BUT, our net worth has continued to increase because of all the savings we did in the past. So, don't fret too much. The fact that you've saved so much before the change will continue to pay dividends--literally!

Early 30s HHI is about 220k, we save whatever the 401k max is - this year we are both doing in Roths, so 35k, but worth more since it will never be taxed.

Early 40s with 2 kids. HHI is about $245,000. We save about $30k/year. I have no idea if that's enough/appropriate - my organization is supposed to get a representative in for individual consultations once/year, but they haven't managed to organize it for two years running. So frustrating!

We're in our late forties with two kids. Our HHI is about $92k and we save about $5k/year for retirement. Would love to be saving much more.

We save about $45k/year in retirement accounts (2 401ks, 2 IRAs) on about $270k HHI. We are considering a career change that will reduce our HHI by at least $100k. Obviously, that's still going to be a lot of money, but just wondering what people are saving for retirement at different income levels.