Three years after her son’s death, a 61-year-old Michigan woman is still on the hook for his student loans — and a Change.org petition she started now has nearly 200,000 signatures demanding the companies forgive the loans and change their policies.
Jermaine Edwards went to college to study music production, and his mother, Ella, agreed to cosign his student loans to help him attend school. However, Jermaine died of natural causes in 2009 at age 24, leaving his mother responsible for the loans.

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No.

I have heard that student loans are forgiven if either parent dies, even one who has not signed for a student loan. Can this be the case?

Anonymous wrote:Are private student loans forgiven upon death?

Nope. Will come out of the estate. You can plan carefully though--many things pass outside of probate and therefore are not part of the estate and subject to creditors.

Not creepy. It factors into life insurance decision making.

Anonymous wrote:creepy post

Not at all. You often see people post here saying their spouse is very sick/terminal/dying. Why not ask some tough questions here?

Are private student loans forgiven upon death?

If you co-sign you will be liable. See Suze Orman's web site. Get term life insurance on your child in the amt of the loan. Just in case- prudent not creepy.

Not a morbid post at all due the the large amount of student loan debt out there. Student loan debt is turning into life-time debt.

Anonymous wrote:

Anonymous wrote:Federal student loans in your name only are forgiven.

This never consolidate student loans with a spouse.

Ditto. DH's student loans were forgiven when I provided his death certificate.

Anonymous wrote:Federal student loans in your name only are forgiven.

This never consolidate student loans with a spouse.

Federal student loans in your name only are forgiven.

I believe federal loans are insured and thus forgiven (confident of that for Stafford loans).

creepy post

Are the loans completely forgiven or if the borrower has bank accounts, a house, car etc. in their name, will they try to recover it?