Anonymous wrote:There is a show called "Til Debt do Us Part."

This is the host's website:
http://www.gailvazoxlade.com/resources.html

That looks like a really good resource.

Simple - add up your expenses and subtract from your income. Subtract fixed expenses first, then you can figure out food, investments, savings, etc. You can do it in Excel too.

Of course there's an app for everything if you have an iPhone. I just started trying that out rather then my many scribbled notes (mainly as an easy way to keep track of expenses like food shopping and target).

There is a show called "Til Debt do Us Part."

This is the host's website:
http://www.gailvazoxlade.com/resources.html

Make sure you 'pay yourself first' in a separate account - then it will be easy to track.

definitely mint.com. If you use it regularly, it is really helpful to see where all your money goes.

if you don't want to do all that, this spreadsheet in excel is pretty useful too.

http://www.vertex42.com/ExcelTemplates/personal-monthly-budget.html

Mint dot com

Do you have an iphone? There is probably an easy to use budgeting app.

Since you cant add or subtract, im curious how much money you make in a year.

You'd have to start by providing some basic information:

-- Take home pay
-- Number of examptions claimed on paycheck
-- Number of people in house.

Fixed expenses:

-- Rent or mortgage
-- Car payment
-- Utilities
-- Day care/camps
-- Pets?

Discretionary/elastic expenses:

-- Cable/satellite TV
-- Clothing
-- Groceries
-- Eating out
-- Entertainment

I am figuring out our budget/expenses and am trying to figure out how much we put in savings every month, including retirement and just regular savings. I am math-challenged. I'd like to figure this out both based on gross and net income. Can someone walk me through this or point me to some resource that can? Hope this question makes sense. Thanks!