Anonymous wrote:Yes, I know that the vast majority of posters here are NOT low-income, but does anyone have any experience (as a recipient, landlord or bureaucrat) dealing with Section 8?
I just realized that I fall under the low-income limits for housing and might qualify for assistance. I'm not going to lie, assistance would help a TON. Right now I'm looking at trying to find a place under $1200/mo for my son and I and even that will be stretching my budget (which doesn't include things like cable, a smart phone or anything other than basics, for those that will jump down my throat). In fact, I can only afford the $1200/mo if I sell my car and go without, which isn't a big deal as I rarely use it now, but gives an idea of what I'm dealing with financially. In addition, if my ex-husband decides to stop paying child support again (which is likely, given his history), I won't even be able to afford the $1200/mo.
I'm living with family right now and saving up money, but I can't live here forever. I'm actively trying to get a better paying job, but even then, it would have to be a substantial (ie: not gonna happen) raise to get me above the income limits. I've thought about a 2nd job, but I only see my kid for 3-4hrs a day and every other weekend as it is. Waiting tables or something similar would take that time away and since I'd have to pay for additional childcare, wouldn't bring that much in anyway.
I hate this. Once upon a time, I was self sufficient. Then I married an idiot, had my son, realized the idiot was never going to grow up and got a divorce. Now I work my ass off, only to fall short every month. And the worst part? It will never get better. I'll get raises, but kids get more and more expensive (and eventually need their own bedrooms) and I'd like to oh, save for retirement and college one day. I can't afford grad school (which would help me jump income brackets), so I will always struggle financially. Not really how I imagined my life.
I'm grateful I have family to help out and that DS and I are healthy with no need for expensive medical treatments or therapies. I've been worse off before and I know there are many worse off right now. Still sucks though.
You have a college degree and are struggling like this? What do you do?