Anonymous wrote:I'm not sure why you think you are entitled to a 21 day notice. And, severance packages are not required unless you have an actual employment contract and the contract specifies that you get one or you are covered under a collective bargaining agreement that provides for severances. If either of those apply, you should look at the terms to see what you can expect.
You will have sixty days from that date of your COBRA notice to elect, so you can buy some time there if you don't have medical problems that would entail needing to see a doctor during that period.
There are employment laws relating to firing people over 40 - the ADEA does not permit an employer to fire someone wholly or in part due to their age. But, honestly, it's pretty easy for employers to come up with a reason besides age.
If you want a recommendation for a lawyer, you should state your employer's jurisdiction.
Not OP but I think this is the law:
Federal law gives employees aged 40 and older at least 21 days to review a severance agreement when they’re terminated individually, and at least 45 days when the agreement comes as part of a group layoff or exit incentive program. Both deadlines come from the Older Workers Benefit Protection Act, which amended the Age Discrimination in Employment Act.
I would never go without insurance coverage. Very risky.