Very limited utility, like if you are very cash constrained. and need some short term inflation protection. Don't ignore the hassle of overhead

They are a good way to hide and save money since you don't have to report them on tax returns until you redeem them. $10k per year is a small, attainable amount, but they do add up if you keep buying long enough.

They are a hedge against inflation, offer tax-deferred space, and are state tax free. I live in DC, so that's a bonus. My husband and I have been buying them for several years. When we retire in 6 years, we will have more than $200+K and will use them for trips!

Anonymous wrote:I bought ibonds during covid whenever we were all supposed to and I can’t handle the stress of them not being in my main brokerage account. I can’t see them, I’m always forgetting about them. I don’t like it.

+1

The rate is expected to go up slightly in May.

A hedge against inflation but at an investment limit of 10k per person per year, a pretty small investment, even for a modest portfolio. I bought them during the pandemic but then stopped. Not a big deal either way but not worth the hassle IMO.

I bought ibonds during covid whenever we were all supposed to and I can’t handle the stress of them not being in my main brokerage account. I can’t see them, I’m always forgetting about them. I don’t like it.

I am thinking about putting 10k in ibonds next week. Anyone else think it is a good idea?