Anonymous
Post 04/17/2026 13:17     Subject: And that’s the $5M point
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:We just crossed it, this morning, based on this market price advance. (Investment portfolio, not counting house.)


When do you expect to retire? We’re at 5.5M, and it’s hard to know what number is realistic. Not asking for advice; just curious what others are doing.


Op. In about 20 years


How old are you OP?
Anonymous
Post 04/17/2026 13:07     Subject: And that’s the $5M point
Congrats! We just passed $3M and I do keep pulling up my app to look at that new number. It's exciting! Also about 20 years away from retirement.
Anonymous
Post 04/17/2026 13:05     Subject: And that’s the $5M point
You can retire with basically nothing if you have a big enough pension or real estate. If you think that you need more than 5 mil, you probably have a spending/mental problem.
Anonymous
Post 04/17/2026 12:55     Subject: And that’s the $5M point
10M to 20M is a reasonable amount for a comfortable retirement. Keep saving OP you are well on your way.
Anonymous
Post 04/17/2026 12:46     Subject: And that’s the $5M point
Anonymous wrote:
Anonymous wrote:We just crossed it, this morning, based on this market price advance. (Investment portfolio, not counting house.)


When do you expect to retire? We’re at 5.5M, and it’s hard to know what number is realistic. Not asking for advice; just curious what others are doing.


The number is different for everyone. We retired with ~4M and we’ll be more than comfortable.
Anonymous
Post 04/17/2026 12:45     Subject: And that’s the $5M point
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:We just crossed it, this morning, based on this market price advance. (Investment portfolio, not counting house.)


When do you expect to retire? We’re at 5.5M, and it’s hard to know what number is realistic. Not asking for advice; just curious what others are doing.


Op. In about 20 years


Most 40YO DCUMmers have $20M by now, per the latest threads. So, with $5M you're behind.
Anonymous
Post 04/17/2026 12:41     Subject: And that’s the $5M point
Anonymous wrote:
Anonymous wrote:We just crossed it, this morning, based on this market price advance. (Investment portfolio, not counting house.)


When do you expect to retire? We’re at 5.5M, and it’s hard to know what number is realistic. Not asking for advice; just curious what others are doing.


Op. In about 20 years
Anonymous
Post 04/17/2026 12:39     Subject: And that’s the $5M point
Anonymous wrote:can you retire yet?


Yes, but I have no desire to
Anonymous
Post 04/17/2026 12:39     Subject: And that’s the $5M point
Anonymous wrote:We just crossed it, this morning, based on this market price advance. (Investment portfolio, not counting house.)


When do you expect to retire? We’re at 5.5M, and it’s hard to know what number is realistic. Not asking for advice; just curious what others are doing.
Anonymous
Post 04/17/2026 12:32     Subject: And that’s the $5M point
We retired with $3 million in retirement plans and brokerage, and a paid off $1.2m house. Small pension, $3k/month, kids launched/done with college and grad school, and health insurance fully covered.

Health insurance fully covered is the only reason we could retire with these numbers
Anonymous
Post 04/17/2026 12:22     Subject: And that’s the $5M point
Anonymous wrote:
Anonymous wrote:We just crossed it, this morning, based on this market price advance. (Investment portfolio, not counting house.)


That is nice. But I just heard you now need ten million to retire.


You heard? Who did you hear this from, Elon Musk?
Anonymous
Post 04/17/2026 12:10     Subject: And that’s the $5M point
Anonymous wrote:
Anonymous wrote:We just crossed it, this morning, based on this market price advance. (Investment portfolio, not counting house.)


That is nice. But I just heard you now need ten million to retire. It is a big milestone. But what gets me mad is I was told when did my first 401k if I hit one million I could retire rich!!, then around 10 years ago Suzie Orman started pushing you really need 5 million to retire. Ok, I get it inflation. Now in the last year or so people are pushing you need 10 million. They are staying 5 million is ok if you are 65 today but a 45 year old person will need at least 10 million by the time they retire.

When does it stop? I guess kids in college today will need 20 million to retire.


Yes, this is how inflation works.
Anonymous
Post 04/17/2026 12:05     Subject: And that’s the $5M point
Anonymous wrote:We just crossed it, this morning, based on this market price advance. (Investment portfolio, not counting house.)


That is nice. But I just heard you now need ten million to retire. It is a big milestone. But what gets me mad is I was told when did my first 401k if I hit one million I could retire rich!!, then around 10 years ago Suzie Orman started pushing you really need 5 million to retire. Ok, I get it inflation. Now in the last year or so people are pushing you need 10 million. They are staying 5 million is ok if you are 65 today but a 45 year old person will need at least 10 million by the time they retire.

When does it stop? I guess kids in college today will need 20 million to retire.
Anonymous
Post 04/17/2026 11:58     Subject: And that’s the $5M point
can you retire yet?
Anonymous
Post 04/17/2026 10:47     Subject: And that’s the $5M point
We just crossed it, this morning, based on this market price advance. (Investment portfolio, not counting house.)