Anonymous
02/02/2026 12:51
Subject: Employer 401k Match
I’m at a nonprofit and we get 100 percent match on 5 percent and then everyone gets 2 percent of their salary in a lump sum at the EOY in their 401k. So it’s basically 7 percent.
Anonymous
02/02/2026 12:48
Subject: Employer 401k Match
Anonymous wrote:Anonymous wrote:My company (DoD contractor) did not have a match but instead has profit sharing. Everyone gets 3% of salary.
wow! That's not good because you still pay taxes on the profit. Are they ESOP? It is a dying model and a lot of companies are moving away from it.
I’m not crazy about it as it’s not ideal for me. For employees who can’t afford to max, the profit sharing might be good. We max my 401K so a match would have been better for me. The profit sharing amount is added to my 401K once per year. I don’t think I was taxed on it. We are not ESOP.
Anonymous
02/02/2026 12:23
Subject: Employer 401k Match
Anonymous wrote:My company (DoD contractor) did not have a match but instead has profit sharing. Everyone gets 3% of salary.
wow! That's not good because you still pay taxes on the profit. Are they ESOP? It is a dying model and a lot of companies are moving away from it.
Anonymous
02/02/2026 12:09
Subject: Re:Employer 401k Match
\\Anonymous wrote:This is only one element of compensation, so in a vacuum isn't particularly illuminating.
You could usefully also ask about ESOP details, bonus structures, equity grants, company contributions to deferred comp plans, and the nature of fringe benefits like different types of insurance.
No one is stopping you from creating a new thread.
Anonymous
02/02/2026 11:49
Subject: Re:Employer 401k Match
This is only one element of compensation, so in a vacuum isn't particularly illuminating.
You could usefully also ask about ESOP details, bonus structures, equity grants, company contributions to deferred comp plans, and the nature of fringe benefits like different types of insurance.
You could usefully also ask about ESOP details, bonus structures, equity grants, company contributions to deferred comp plans, and the nature of fringe benefits like different types of insurance.
Anonymous
02/02/2026 11:47
Subject: Employer 401k Match
Nonprofit - 0%
Anonymous
02/02/2026 11:30
Subject: Employer 401k Match
10% 1:1 match - large non-profit that used to have a pension but phased out for newer employees. Hate my job but know basically no other org offers such good retirement benefits nowadays.
Anonymous
02/02/2026 11:19
Subject: Employer 401k Match
In house at a small company, 3% match.
Zero for years and years in biglaw, so it's a nice change.
Zero for years and years in biglaw, so it's a nice change.
Anonymous
02/02/2026 11:10
Subject: Employer 401k Match
100% match on first 4% of contributions;
50% match on next 4% of contributions.
50% match on next 4% of contributions.
Anonymous
02/02/2026 11:06
Subject: Employer 401k Match
Energy company: 6% match plus 4% company contribution
Defense contractor: 6%
Defense contractor: 6%
Anonymous
02/02/2026 10:53
Subject: Re:Employer 401k Match
Defense contractor 4%
Consulting firm 4%
Consulting firm 4%
Anonymous
02/02/2026 10:34
Subject: Employer 401k Match
Big tech 50% of EE contribution
Chemical company 100% up to 6% of annual salary
Chemical company 100% up to 6% of annual salary
Anonymous
02/02/2026 10:32
Subject: Employer 401k Match
My company (DoD contractor) did not have a match but instead has profit sharing. Everyone gets 3% of salary.
Anonymous
02/02/2026 10:32
Subject: Employer 401k Match
Law firm. No match. No profit sharing.
Anonymous
02/02/2026 10:25
Subject: Employer 401k Match
Would like to hear how other industries are matching employee contributions. I'll start with my spouse and I:
Defense Contractor - 5%
Non-Profit - 10%
Defense Contractor - 5%
Non-Profit - 10%