Anonymous
Post 01/31/2026 22:37     Subject: Why do people ignore the best return on investment?

Anonymous wrote:The $50/month cost isnt the issue. Its the amount of effort it is for some people to make it to that gym consistently enough to get the health benefits.

Imagine you have to manage child care, or you work long hours and have a long commute, and no energy or time at the end of the day.

Or you have anxiety over trying to access equipment when the gym is crowded (thats the main reason I stopped going).

Sure it would be easy to make this happen if you have an hour or two free each day AND you aren't a human being who has a lot of demotivating factors in your life.



OP here. I agree with you. I didn't think about your point of view.
Anonymous
Post 01/31/2026 22:33     Subject: Why do people ignore the best return on investment?

The $50/month cost isnt the issue. Its the amount of effort it is for some people to make it to that gym consistently enough to get the health benefits.

Imagine you have to manage child care, or you work long hours and have a long commute, and no energy or time at the end of the day.

Or you have anxiety over trying to access equipment when the gym is crowded (thats the main reason I stopped going).

Sure it would be easy to make this happen if you have an hour or two free each day AND you aren't a human being who has a lot of demotivating factors in your life.

Anonymous
Post 01/31/2026 15:28     Subject: Why do people ignore the best return on investment?

Anonymous wrote:Millennials are active. Gen X not so much. Boomers disaster lol


Agree with this. Views on healthy living have changed a lot and most millennials and younger are generally health conscious.

It isn't just exercise, it's food and smoking. The Boomers were raised by parents who lived through the Great Depression and WWII rationing/shortages so were encouraged to eat a lot of things like red meat as kids because their parents didn't have that luxury. Also Boomers (and some Gen X) are much more likely to have smoked at some point (even if they don't currently smoke, they are much more likely to be former smokers) because attitudes toward smoking have changed so much.
Anonymous
Post 01/31/2026 15:23     Subject: Why do people ignore the best return on investment?

I don't know anyone who has millions and is sick or overweight because they don't exercise.
Every single sick and overweight person I know, and many have already passed, are fairly poor.
Anonymous
Post 01/31/2026 15:21     Subject: Why do people ignore the best return on investment?

Millennials are active. Gen X not so much. Boomers disaster lol
Anonymous
Post 01/31/2026 14:59     Subject: Why do people ignore the best return on investment?

^^^ To clarify, my point is that you are missing the point. The question is a psychological question about why someone isn't investing in their lives better, regardless of their NW.
Anonymous
Post 01/31/2026 14:56     Subject: Why do people ignore the best return on investment?

Anonymous wrote:Considering health care costs, it does belong in this forum. There are so many people who save aggressively for retirement but then do nothing to ensure they remain healthy enough to enjoy it.


You are basically asking: If you have money why are you out of shape, fat, drink, eat badly . . . The list is long.

And you then should also ask, if a 401K is available to you, why are you taking advantage of it?
Why did you buy an expensive car instead of investing the money?
Same for expensive house?
This is also a long list.

The reasons can be psychological and/or physical. Hence, no reason for the questions to be here on this forum.

Anonymous
Post 01/31/2026 14:49     Subject: Re:Why do people ignore the best return on investment?

Even better, don't spend a penny on a gym and exercise on your own. Gym equipment is nice, but hardly necessary for productive exercise. All you need to "invest" is 30-60 minutes of your time most days.
Anonymous
Post 01/31/2026 12:07     Subject: Why do people ignore the best return on investment?

Anonymous wrote:
Anonymous wrote:Considering health care costs, it does belong in this forum. There are so many people who save aggressively for retirement but then do nothing to ensure they remain healthy enough to enjoy it.


As if there is any way to guarantee good health


Don't you think exercising gives you a good chance of being healthy though? What's the point of millions in a bank account if your belly is the sise of a cabteloup and by 50 you can't even sustain a 30 mins session of vigorous activity?
Anonymous
Post 01/31/2026 10:06     Subject: Why do people ignore the best return on investment?

Anonymous wrote:Considering health care costs, it does belong in this forum. There are so many people who save aggressively for retirement but then do nothing to ensure they remain healthy enough to enjoy it.


As if there is any way to guarantee good health
Anonymous
Post 01/31/2026 09:22     Subject: Why do people ignore the best return on investment?

Considering health care costs, it does belong in this forum. There are so many people who save aggressively for retirement but then do nothing to ensure they remain healthy enough to enjoy it.
Anonymous
Post 01/31/2026 09:19     Subject: Why do people ignore the best return on investment?

"I signed up for a gym two weeks ago and now want everyone to know about this one weird trick I discovered"
Anonymous
Post 01/31/2026 09:10     Subject: Why do people ignore the best return on investment?

This doesn't belong in Money and Finances. It belongs in Health or even Off Topics.
Anonymous
Post 01/31/2026 09:02     Subject: Re:Why do people ignore the best return on investment?

Anonymous
Post 01/31/2026 08:59     Subject: Why do people ignore the best return on investment?

Why do people ignore the best return on investment?

You can find a gym membership for $50/month. You just need to work out hard 3 to 4 times a week and you will give yourself the best chance to stay healthy

Yet people just don't work out. It amazes me.

Instead folks have million saved, but with a bucket filled of drugs, knees done, hips done, back done...how do you enjoy your money in old age if you are not in good health?