Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Overseas coverage under FEHB varies, and requires careful choices: https://www.opm.gov/healthcare-insurance/healthcare/plan-information/important-facts-about-overseas-coverage/

There are also potential significant investment, financial management, and tax considerations involved in expatriation. And, many countries which allow USPERS to live long-term within their borders are not countries you'd necessarily want to live in, if not compelled by financial constraints. Even then, if you're motivated by a lower cost of living in some 3rd-world country, you probably have failed to consider the full range of domestic options which can provide a much lower COL without any of the many complications of living abroad long-term.

Move to rural Arkansas, for example, and your cost of living will be very low, while your quality of life will still likely be better than it might be in many foreign locales. https://www.usnews.com/news/best-states/rankings/opportunity/affordability/cost-living

In other words, considerable research is required if you're not to make an impulsive and poorly considered life-changing decision.

Tell me you've never lived abroad without telling me you lived abroad.

It is HILARIOUS, absolutely laughable that anyone would prefer rural arkansas to the plethora of options outside the US. 😂😂😂

Actually, I have lived for extended periods in Europe and in Asia. Yes, I'd rather live in Zurich than in rural Arkansas. But:

People moving overseas for a low cost of living aren't looking to move to expensive countries where they will have a high quality of life. They are going to banana republics or other poorer countries with unstable politics and economies, language barriers, inefficient public services, and often an enmity towards foreigners. They will never "belong" unless they have local family. It's a pipe dream for most. If I were financially limited, I'd much prefer rural life in a Southern state to life anywhere in dozens of low-cost countries where my cost of living will be similar.

Anonymous wrote:Overseas coverage under FEHB varies, and requires careful choices: https://www.opm.gov/healthcare-insurance/healthcare/plan-information/important-facts-about-overseas-coverage/

There are also potential significant investment, financial management, and tax considerations involved in expatriation. And, many countries which allow USPERS to live long-term within their borders are not countries you'd necessarily want to live in, if not compelled by financial constraints. Even then, if you're motivated by a lower cost of living in some 3rd-world country, you probably have failed to consider the full range of domestic options which can provide a much lower COL without any of the many complications of living abroad long-term.

Move to rural Arkansas, for example, and your cost of living will be very low, while your quality of life will still likely be better than it might be in many foreign locales. https://www.usnews.com/news/best-states/rankings/opportunity/affordability/cost-living

In other words, considerable research is required if you're not to make an impulsive and poorly considered life-changing decision.

Anonymous wrote:

Anonymous wrote:Overseas coverage under FEHB varies, and requires careful choices: https://www.opm.gov/healthcare-insurance/healthcare/plan-information/important-facts-about-overseas-coverage/

There are also potential significant investment, financial management, and tax considerations involved in expatriation. And, many countries which allow USPERS to live long-term within their borders are not countries you'd necessarily want to live in, if not compelled by financial constraints. Even then, if you're motivated by a lower cost of living in some 3rd-world country, you probably have failed to consider the full range of domestic options which can provide a much lower COL without any of the many complications of living abroad long-term.

Move to rural Arkansas, for example, and your cost of living will be very low, while your quality of life will still likely be better than it might be in many foreign locales. https://www.usnews.com/news/best-states/rankings/opportunity/affordability/cost-living

In other words, considerable research is required if you're not to make an impulsive and poorly considered life-changing decision.

Tell me you've never lived abroad without telling me you lived abroad.

It is HILARIOUS, absolutely laughable that anyone would prefer rural arkansas to the plethora of options outside the US. 😂😂😂

Anonymous wrote:

Anonymous wrote:Overseas coverage under FEHB varies, and requires careful choices: https://www.opm.gov/healthcare-insurance/healthcare/plan-information/important-facts-about-overseas-coverage/

There are also potential significant investment, financial management, and tax considerations involved in expatriation. And, many countries which allow USPERS to live long-term within their borders are not countries you'd necessarily want to live in, if not compelled by financial constraints. Even then, if you're motivated by a lower cost of living in some 3rd-world country, you probably have failed to consider the full range of domestic options which can provide a much lower COL without any of the many complications of living abroad long-term.

Move to rural Arkansas, for example, and your cost of living will be very low, while your quality of life will still likely be better than it might be in many foreign locales. https://www.usnews.com/news/best-states/rankings/opportunity/affordability/cost-living

In other words, considerable research is required if you're not to make an impulsive and poorly considered life-changing decision.

Tell me you've never lived abroad without telling me you lived abroad.

It is HILARIOUS, absolutely laughable that anyone would prefer rural arkansas to the plethora of options outside the US. 😂😂😂

Anonymous wrote:Overseas coverage under FEHB varies, and requires careful choices: https://www.opm.gov/healthcare-insurance/healthcare/plan-information/important-facts-about-overseas-coverage/

There are also potential significant investment, financial management, and tax considerations involved in expatriation. And, many countries which allow USPERS to live long-term within their borders are not countries you'd necessarily want to live in, if not compelled by financial constraints. Even then, if you're motivated by a lower cost of living in some 3rd-world country, you probably have failed to consider the full range of domestic options which can provide a much lower COL without any of the many complications of living abroad long-term.

Move to rural Arkansas, for example, and your cost of living will be very low, while your quality of life will still likely be better than it might be in many foreign locales. https://www.usnews.com/news/best-states/rankings/opportunity/affordability/cost-living

In other words, considerable research is required if you're not to make an impulsive and poorly considered life-changing decision.

Anonymous wrote:

Anonymous wrote:Can one access the NARFE article without being a member? I have found some fed retirement YouTubers who claim that BCBS can be used internationally but I haven’t verified it.

It might be useable if a US resident on BCBS is traveling abroad briefly.

I very much doubt that BCBS offer coverage for someone who resides outside the USA. For openers, they would need an insurance license from each foreign country where coverage to residents is offered.

Anonymous wrote:Can one access the NARFE article without being a member? I have found some fed retirement YouTubers who claim that BCBS can be used internationally but I haven’t verified it.

Anonymous wrote:I am a fed and planning to do this! Not sure about FEHB though.