Anonymous
Post 01/04/2026 22:46     Subject: Re:How do you borrow on an investment property ?

Anonymous wrote:The is PP and there were no closing costs on my PENFED HELOC. This was 3-4 years ago.


I checked with PenFed and they don't do investment properties HELOCs any more.
Anonymous
Post 01/03/2026 22:38     Subject: Re:How do you borrow on an investment property ?

The is PP and there were no closing costs on my PENFED HELOC. This was 3-4 years ago.
Anonymous
Post 01/02/2026 20:54     Subject: How do you borrow on an investment property ?

I believe Pen fed CU would charge you closing costs and they are not cheap.

I have done it till $50K via Spectra FCU.
Anonymous
Post 12/30/2025 20:09     Subject: How do you borrow on an investment property ?

Anonymous wrote:The only way I know is through HELOC or a mortgage,
1. Is there a better way to borrow on a fully paid investment property ?
2. Recommend any local banks or credit unions for the above? ( Property is in ffx county and so am I )

TIA.


We took out a $150k HELOC on our investment property through PenFed Credit Union. Also in FFX County.
Anonymous
Post 12/30/2025 14:53     Subject: How do you borrow on an investment property ?

The only way I know is through HELOC or a mortgage,
1. Is there a better way to borrow on a fully paid investment property ?
2. Recommend any local banks or credit unions for the above? ( Property is in ffx county and so am I )

TIA.