Anonymous wrote:
Anonymous wrote:My parents were pretty active into their mid-late 70s. Dad golfed 2-3x a week (they lived in a golf community) and Mom went to a "Curves" gym that had a nice community.
Unfortunately, Dad's health started to decline, Mom's caretaking responsibilities meant she stopped her exercise routine, and her mobility declined quickly. Dad died at 85. By 80, mom needed a walker. She's now 84 and PT has helped some so she mostly gets around with a cane. But, still, really doesn't want to do much away from home.
That's sad. Couldn't she
carve out time for her exercise routine while serving as his caretaker?
DP, but this is really hard. Lots of older people don't want strangers in their homes. Sometimes the caretaking spouse won't take time for themselves and sometimes the care-needing spouse won't let them (my mom wants my dad around all the time but "doesn't need an aide"). Adult kids are busy or far away.
If OP is trying to future proof for this, she should be saving for eldercare services and also setting agreed-on triggers for activating those services.