Anonymous wrote:Stop over sharing about money & your salary.
Pay your mother back & for your niece/nephews SAT. Your sisters poor life choices is not your problem or burden.
Stop w the gift giving you can’t afford and guilt gifting.
Anonymous wrote:Are you AA? This is common in the AA community, unfortunately, and there are a lot of reasons for that. I’m sorry OP.
Anonymous wrote:Anonymous wrote:I'm in my late 30s, single (dating in search of a long-term partner), and living in a medium cost of living city. I'm a first-generation grad and finally got a decent paying job (double the starting salary of my current role). My family and friends have been nothing but supportive of my career, as I've had a lot of setbacks (chronic medical issues and job loss twice in 3 years). I'm finally happy to get back on track, but unfortunately, I have debt (student loans, credit cards, etc.). I will be comfortable, but I plan on saving and paying down as much debt as possible. My oldest sibling is a single parent of 3, and the dad is not in the picture. She expects me to give her a "financial gift." Last year, I did tell her that I would pay for her oldest's SAT or ACT prep course. That's it. Also, my mom gifted me a laptop this year and said that it was my birthday and Christmas gift (which I'm 100% okay with). She let me know that she wants her money back. I explained to her that the laptop was a gift and typically gifts are not paid back. She makes more than I do currently but less than what I will make in my new role. I definitely do not want to be stingy or selfish, but I am not in a place to reach my financial goals and give money to people.
I want to put my foot down now and set the expectations and boundaries that I will not and cannot be their support system. Suggestions?
Gift your mom the laptop money + a small gift back. Call it what it is - return of the laptop money, Christmas gift, birthday gift. Let her know that going forward you only will participate in a family Secret Santa with fixed price point.
Give what you promised your sister...but not more.
Also, looking at your family's financial situation, you may start putting away a small sum of money for your sister and mother each month, so if you are asked to give for a specific dire emergency you can do so. Don't tell them about this.
Live like a starving artist and pay off your debts. This means that you live with room-mates, cook all your meals yourself and buy work clothes from thrift stores.
Let them know that you are trying to dig yourself out of debt.
Anonymous wrote:#1 do not talk about money. If you already did, you've made a grave mistake. #2 no is a complete sentence. #3 get a good therapist
Anonymous wrote:For sister, how do you know she expects a financial gift? Did she ask/tell you?
Anonymous wrote:I'm in my late 30s, single (dating in search of a long-term partner), and living in a medium cost of living city. I'm a first-generation grad and finally got a decent paying job (double the starting salary of my current role). My family and friends have been nothing but supportive of my career, as I've had a lot of setbacks (chronic medical issues and job loss twice in 3 years). I'm finally happy to get back on track, but unfortunately, I have debt (student loans, credit cards, etc.). I will be comfortable, but I plan on saving and paying down as much debt as possible. My oldest sibling is a single parent of 3, and the dad is not in the picture. She expects me to give her a "financial gift." Last year, I did tell her that I would pay for her oldest's SAT or ACT prep course. That's it. Also, my mom gifted me a laptop this year and said that it was my birthday and Christmas gift (which I'm 100% okay with). She let me know that she wants her money back. I explained to her that the laptop was a gift and typically gifts are not paid back. She makes more than I do currently but less than what I will make in my new role. I definitely do not want to be stingy or selfish, but I am not in a place to reach my financial goals and give money to people.
I want to put my foot down now and set the expectations and boundaries that I will not and cannot be their support system. Suggestions?
Anonymous wrote:#1 do not talk about money. If you already did, you've made a grave mistake. #2 no is a complete sentence. #3 get a good therapist
Anonymous wrote:Are you AA? This is common in the AA community, unfortunately, and there are a lot of reasons for that. I’m sorry OP.
Anonymous wrote:#1 do not talk about money. If you already did, you've made a grave mistake. #2 no is a complete sentence. #3 get a good therapist