Anonymous wrote:3 kids in college is scary in your scenario unless you have 3 fully funded 529s or a ton set aside in a brokerage.

This---if their college is fully funded (and all expenses thru getting them to graduate as well) then you might consider it. Also, seriously price your healthcare until 65. It could run you and your spouse $2-3K/month plus expenses (the deductible on many is $7-10K for that price). So include that in your estimates.

I think a lot of people on DCUM are diy save for a handful of ultra wealthy who have other resources to manage their money OP. You can DIY too it’s not hard to study up on asset allocation and tax implications - especially if u already have a CPA to ask questions.

3 kids in college is scary in your scenario unless you have 3 fully funded 529s or a ton set aside in a brokerage.

You need to know how much you spend every year, including healthcare, taxes, vacations....

That number should not be above 4% of your investments.

You can go to bogleheads. org and post your details and get detailed analysis back. They also have lists of fee based (not AUM%) CFP.

Since you have a “healthy” 401k, you might be able to have a quick chat with one of their advisors. Otherwise, look for a CFP who is a fiduciary.

Health insurance

Boldin Retirement Software is good for planning and not very expensive. It's DIY but they have advisors (for a free) that will review your plan.

Planvision is a good option for this if you are comfortable with some level of diy and just want some outside help/opinion

Title is wrong. Should be: Referral to an Advisor to see if I can retire.

Ask ChatGBT

How can we answer this with no numbers?

Net worth?

Can you live on 4% of your 401K? Congrats on the buyout!

Google financial planners

I am taking my company’s buyout offer at age 56. I think it will be quite difficult to secure a high level position and want more clarity about whether I can retire now. Looking for a financial planner that can help me assess this. High earning professional (not too high), three kids in college, investment properties, mortgages, wife works part time, healthy 401k balance and so on. Probably not much different from most of you. If this were an easy task I’d do it myself but there are some nuances. Any DMV referrals appreciated.