Anonymous
Post 11/28/2025 12:35     Subject: Finally hit $100K in retirement savings

Anonymous wrote:Amazing, congrats! The first 100k is the hardest, you should be proud of the milestone.


Thanks. It did feel like forever!
Anonymous
Post 11/28/2025 12:34     Subject: Re:Finally hit $100K in retirement savings

Anonymous wrote:I am glad for you, OP. Big congratulations. This was us many years ago. The first 100K is the hardest. After that, it starts growing at a nice clip.

Wanting that our DS gets a financial leg-up in life - we let him go to our state school for graduation with merit scholarship and with some of the saved tuition money we bought him a new car. When he graduated college debt-free we made him live with us for a couple years for free. We paid for everything. We made sure that most of his earnings (100K+) was locked into investments and retirement.

He is in another city now, about to get married. Living in an apartment with his fiancee. We set him up with necessities for an apartment - furniture, furnishings, cleaning supplies and all kitchen stuff etc. DH and I will pay for the entire wedding.

Meanwhile, they now live a modest lifestyle like the majority of their peers in their 20s ... but without student debt, car payments and 100K in their savings. And thankfully, they have a saver and investor mindset and are responsible kids.



Hoping for the same for my DD. She’s in a creative, low-paying field she’s passionate about, and with some mental health struggles I’m happy she’s doing okay. Just want her to have a modest, meaningful life with good health insurance. Planning ahead to set her up financially is key.

Congrats OP and keep up the good work!
Anonymous
Post 11/28/2025 12:34     Subject: Finally hit $100K in retirement savings

Anonymous wrote:It’s slow in the beginning. What age are you?


Too old and I knew better but then life happened while I was making other plans.
Anonymous
Post 11/28/2025 12:27     Subject: Finally hit $100K in retirement savings

Just keep adding to it. Great start! You’ll likely be surprised where it is at in 10 years.
Anonymous
Post 11/28/2025 10:39     Subject: Finally hit $100K in retirement savings

Amazing, congrats! The first 100k is the hardest, you should be proud of the milestone.
Anonymous
Post 11/28/2025 10:38     Subject: Re:Finally hit $100K in retirement savings

I am glad for you, OP. Big congratulations. This was us many years ago. The first 100K is the hardest. After that, it starts growing at a nice clip.

Wanting that our DS gets a financial leg-up in life - we let him go to our state school for graduation with merit scholarship and with some of the saved tuition money we bought him a new car. When he graduated college debt-free we made him live with us for a couple years for free. We paid for everything. We made sure that most of his earnings (100K+) was locked into investments and retirement.

He is in another city now, about to get married. Living in an apartment with his fiancee. We set him up with necessities for an apartment - furniture, furnishings, cleaning supplies and all kitchen stuff etc. DH and I will pay for the entire wedding.

Meanwhile, they now live a modest lifestyle like the majority of their peers in their 20s ... but without student debt, car payments and 100K in their savings. And thankfully, they have a saver and investor mindset and are responsible kids.

Anonymous
Post 11/28/2025 10:10     Subject: Finally hit $100K in retirement savings

That's $400 monthly into VOO last 10 years.
Anonymous
Post 11/28/2025 09:50     Subject: Finally hit $100K in retirement savings

It’s slow in the beginning. What age are you?
Anonymous
Post 11/28/2025 09:49     Subject: Finally hit $100K in retirement savings

Yay! I’m wondering when compounding really takes off! I’m at $170k in my 403b currently and it seems like it’s pretty slow going.
Anonymous
Post 11/28/2025 09:15     Subject: Finally hit $100K in retirement savings

Congrats! That’s a huge milestone. Keep it up!
Anonymous
Post 11/28/2025 09:04     Subject: Finally hit $100K in retirement savings

Congratulations. Big milestone. Gets easier from here.
Anonymous
Post 11/28/2025 08:30     Subject: Finally hit $100K in retirement savings

Anonymous wrote:Congratulations 🎊 👏


Thank you!
Anonymous
Post 11/28/2025 08:25     Subject: Finally hit $100K in retirement savings

Congratulations!
Anonymous
Post 11/28/2025 08:24     Subject: Finally hit $100K in retirement savings

Congratulations 🎊 👏
Anonymous
Post 11/28/2025 08:22     Subject: Finally hit $100K in retirement savings

Woo-hoo! Just here to celebrate as some other people do to celebrate financial milestones. Hope everyone had a Happy Thanksgiving!