NP. Between my 18 yo DS and my 80 yo father, I know who I prefer behind the wheel.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Did this happen?

I know right? What made you think this was a good idea to put 5k? Who buys a new car when 80??

FWIW, plenty of 80-somethings still drive and sometimes need new cars. I would rather my father be driving a new car with safety features than the 20-year-old car he had before that.

M
You lack common sense and math skills. The new car safety features are not there to protect parents who have been driving a 20-year old car previously. Quite the opposite. I cannot even start to tell you how annoying and distracting the features are.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Did this happen?

I know right? What made you think this was a good idea to put 5k? Who buys a new car when 80??

FWIW, plenty of 80-somethings still drive and sometimes need new cars. I would rather my father be driving a new car with safety features than the 20-year-old car he had before that.

There is an Uber setting for people who need a simple, streamlined ap.

Unless one lives in a very rural area, Uber is available and safer. And if you crash in a very rural hour you're potentially hours from surgery.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Did this happen?

I know right? What made you think this was a good idea to put 5k? Who buys a new car when 80??

FWIW, plenty of 80-somethings still drive and sometimes need new cars. I would rather my father be driving a new car with safety features than the 20-year-old car he had before that.

He probably shouldn’t be driving and you should do your best he doesn’t get killed or, even worse, kill somebody.

Anonymous wrote:

Anonymous wrote:Did this happen?

I know right? What made you think this was a good idea to put 5k? Who buys a new car when 80??

FWIW, plenty of 80-somethings still drive and sometimes need new cars. I would rather my father be driving a new car with safety features than the 20-year-old car he had before that.

Insurance pays the owner for the car repairs, or for the market value of the car if it was totaled. The car loan still exists and will need to be paid off or else the loan will default resulting in liens and credit issues for the person who holds the car loan. Nobody cares about how much money you put down.

Unless they have gap insurance, it probably went poof/gone the minute they left the lot.

Anonymous wrote:Did this happen?

I know right? What made you think this was a good idea to put 5k? Who buys a new car when 80??

It's gone depreciation

Did this happen?

To collect anything there has to be a claim. Do they have insurance? Is it totalled or just needs fixing?
You don't get to reverse the sale. Only way to get down payment back is from them out of insurance money.

Anonymous wrote:What happens to the 5k down payment I put down for them?

Do I have to contact their insurance with the vehicle make and model and VIN number to find out what would happen in such a scenario?

If you name is not on the car title you get nothing back. They would get whatever the insurance company deems is what the damage is. Most likely it would not be totalled so the car gets fixed again you get zip.

Why in the world would you give them money if you are worrid you must be a troll or stupid.

The insurance company will decide if it's totalled or can be repaired. Your down payment is irrelevant. If it's totalled they will get less than you paid. Sorry.

The insurance does not care who paid for the car. All they care is who owns/insures the car. The rest is between you and your parents.

What happens to the 5k down payment I put down for them?

Do I have to contact their insurance with the vehicle make and model and VIN number to find out what would happen in such a scenario?