I’m a cautious spender by nature, so I have lots of money in savings. I’m not making any major changes, but I am waiting to book any travel until I have a better picture of what’s happening.

DH has been taking care of odd jobs around the house, getting appts in, and watching horror movies.

We’re not financially stressed yet but we’re always looking for ways to save.

I have savings and I have been relaxing, exercising and cleaning

This is a threat every year and one we have always planned for. it doesn’t impact us, we will replenish this fund when the shift down ends.

Anonymous wrote:Food bank
Pausing kids' lessons

+1 And eliminating all unnecessary, which we were in the process of doing anyway. Switched from Verizon to Mint, now looking at cheaper home internet plans and canceling most streaming services. No restaurants, obviously.

I just pulled most of my cash holdings out of my brokerage accounts.

Food bank
Pausing kids' lessons

I have a lot of friends and neighbors who work for the gov and and are now missing paychecks.

How are you all doing? What financial strategies are you using?

I can think of a few that might possibly be useful.
-Mortgage loan forbearance
-Transferring credit card balance to a new 0% teaser rate card
-Killing all unnecessary subscriptions (e.g., netflix, news, etc)
-Cooking cheap, but nutritious food like rice, beans, chicken, eggs, etc. Don't forget the hot sauce!
-What about offering tutoring services?

Hang in there. We appreciate you!