FWIW if DH is self-employed (if that’s what you mean by consultant) there’s a lot of tax loopholes. If they are W2, tax loopholes for high W2 earners aren’t really a thing until you’re making $2-3M+ annually (and really, even more than that for it to be worth it) and then you can get creative with oil investment deduction loopholes, spouse being a real estate investor and then claiming depreciation etc etc.

Our finances have gotten a little more complicated as my spouse has left federal employment and is now a consultant. Does anyone have a tax accountant they like in NOVA? Does your accountant give investment advice (to avoid taxes) as well? New to needing this.