Anonymous
Post 09/22/2025 07:57     Subject: Best CD Rates?
Nfcu 4.35 10 months special
Anonymous
Post 09/22/2025 01:56     Subject: Best CD Rates?
You could also look at MYGAs— think the bogleheads keep a running list of those
Anonymous
Post 09/22/2025 01:07     Subject: Best CD Rates?
Anonymous wrote:This one is 15 months at 4.25

https://www.synchrony.com/banking/products/cd

Looks like if you want to beat that you go with even more "no names" than this one.

https://www.investopedia.com/best-1-year-cd-rates-4796650


NP. That is a good find, thanks
Anonymous
Post 09/21/2025 15:42     Subject: Best CD Rates?
Bask Bank 6 mo 4.25, 12 mo 4.1
Anonymous
Post 09/20/2025 14:57     Subject: Best CD Rates?
NASA FCU 9 months, 4.15%
Anonymous
Post 09/19/2025 16:03     Subject: Best CD Rates?
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:I've got my "cash" in VMFXX in a brokerage account at Vanguard. 4.18%


OP here. I’m looking too lock in a rate since it appears that rates may be coming down.


Ya, not responsive to your post, but I'm moving some to US REITs which I expect will do well when rates go down and they are relatively low risk.
I’ve owned REITs for years, they are definitely not low risk. Those dividends are not guaranteed.


Yeah pretty wild to compare an FDIC-insured, fixed rate investment to an equity investment in broad-based real estate.
Anonymous
Post 09/19/2025 15:56     Subject: Best CD Rates?
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:I've got my "cash" in VMFXX in a brokerage account at Vanguard. 4.18%


OP here. I’m looking too lock in a rate since it appears that rates may be coming down.


Ya, not responsive to your post, but I'm moving some to US REITs which I expect will do well when rates go down and they are relatively low risk.
I’ve owned REITs for years, they are definitely not low risk. Those dividends are not guaranteed.
Anonymous
Post 09/19/2025 15:12     Subject: Best CD Rates?
Anonymous wrote:
Anonymous wrote:I've got my "cash" in VMFXX in a brokerage account at Vanguard. 4.18%


OP here. I’m looking too lock in a rate since it appears that rates may be coming down.


Ya, not responsive to your post, but I'm moving some to US REITs which I expect will do well when rates go down and they are relatively low risk.
Anonymous
Post 09/19/2025 14:17     Subject: Best CD Rates?
This one is 15 months at 4.25

https://www.synchrony.com/banking/products/cd

Looks like if you want to beat that you go with even more "no names" than this one.

https://www.investopedia.com/best-1-year-cd-rates-4796650
Anonymous
Post 09/19/2025 13:45     Subject: Best CD Rates?
Anonymous wrote:I've got my "cash" in VMFXX in a brokerage account at Vanguard. 4.18%


OP here. I’m looking too lock in a rate since it appears that rates may be coming down.
Anonymous
Post 09/19/2025 12:33     Subject: Best CD Rates?
I've got my "cash" in VMFXX in a brokerage account at Vanguard. 4.18%
Anonymous
Post 09/19/2025 12:25     Subject: Best CD Rates?
What have you found recently? T-bill rates are dropping so I am looking at alternatives. I see Marcus has a 12 month CD at 4.1%. Anyone see something better?