If you don't have custody of kids what expenses?

Are you the divorced guy who is driving for Uber before and after your "real" job who just got dumped bc he didn't have time for his girlfriend?

Reduce your expenses. Do you own your home? Sell it and move somewhere smaller, your kids can share a room.

Get a second job on weekends and nights maybe look at short term or consultancy roles for your field too.

So many people are out of work I think it will be hard to find a FT private sector role where you make a lot more $.

Look at adjunct teaching at community colleges, look at PT data analysis work at universities- many of them need a data person.

Costco and UPS pay well.

you can do rover to walk dogs and house cats. in NY you can get 80 per day for cat staying overnight.

Obviously, reduce your expenses and pick up a side hustle on all the many days you aren't raising your children. You must have tons of free time with just a 9-15 and kids less than half the time.

Anonymous wrote:.

If I leave I have 2 options. Either $200k in cash which I can transfer to an IRA or $24k/year pension at 65. I only have $20k in Roth IRA after the divorce.

Is the pension based on your current salary? If so, you are likely better off with the lump sum, which will gain value invested for the next 10-15 years til you are eligible to start the pension. (I’d assume you will be working 20-25 more years in your financial position). Good luck. I agree with the others that a second job on the days you don’t have your kids makes sense immediately to extend your runway.

$800 is an achievable amount for a second job or side hustle. Do not give up your job or your pension. How many more years do you have of child support?

It sounds like you have a math background. Can you tutor math? You could make that amount in a reasonable amount of time. I’m

Anonymous wrote:Can you petition the court to adjust your child support payments if it’s genuinely unaffordable?

OP here. I'm in NY. I paid a lawyer $10k, he petitioned and the court said No. The judge simply didn't care about my expenses. I wish I didn't bother with the lawyer.

Seems like you should be able to get a side gig. I am also not clear on how you ended up with a child support amount you literally cannot pay. You should try to reduce your housing and transportation costs.

Keep your job.
Can you rent a room out or airbnb your place?
How a old are you kids?

Short term get a second job while you figure things out. You can cover the $800 deficit with a second job doing uber or low end work.

My boyfriend took on a second and a third job.

He worked 40 hours a week at his primary job. He took on a job at the grocery store stocking shelves and then his third job was RGIS as an inventory counter overnight. They really liked him at RGIS because he was an old guy like you so they made him a supervisor pretty quickly.

He worked the 3 jobs for over 5 years.

Sadly, many divorced men have to take on second and third jobs to pay the bills post divorce.

Can you petition the court to adjust your child support payments if it’s genuinely unaffordable?

I am in a tough situation. I am 49, recently divorced and child support payments are crippling. I am not complaining because it's for my kids, but I am running an $800 deficit every month as a result of child support. I am using savings to cover the deficit, but in 8 months I'll start going into debt.

So I need a higher paying job. But I am 49, works for a state government with a pension. The pay is not great. It was okay when I was married. But now it's not.

What do I do? At my age I am not sure the private sector will hire me. And it means giving up a pension. It also means I'll need a job that pays significantly more so I can save for retirement.

If I leave I have 2 options. Either $200k in cash which I can transfer to an IRA or $24k/year pension at 65. I only have $20k in Roth IRA after the divorce.

I do data and statistical analysis for a state agency. I use SPSS, SAS, and excel. It's a purely data driven job back office kind of work. I don't even know if I am employable in the private sector with this skill set.