Anonymous
Post 08/20/2025 14:30     Subject: What percentage of your HHI goes to tuition?

10% pre-tax for one kid in private (20% if we add in the kid who's in college). No way would I do this for longer than high school.
Anonymous
Post 08/20/2025 14:25     Subject: Re:What percentage of your HHI goes to tuition?

About 15% and we have a pretty big mortgage (but a really low rate so we don’t pay it off). We also have 3 in private school. I wouldn’t say we are scrimping, but we don’t drive expensive cars and our vacations are nice but not extravagant. We would likely have a summer house without private school, but don’t really need one. The kids all spend a month at sleepaway camp in the summer and then we go on a multi week vacation, so the summer house would be an unnecessary luxury.
Anonymous
Post 08/20/2025 14:24     Subject: What percentage of your HHI goes to tuition?

We are at 6% pre-tax for our one child. Our mortgage (including taxes) is another 8% pre-tax. We are in the SF Bay so your mileage may vary.
Anonymous
Post 08/20/2025 14:18     Subject: Re:What percentage of your HHI goes to tuition?

Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:~3.5% of pretax this past year, not including fees, uniforms, shoes.


About the same for us (2 kids)


Another way I justify the cost is that I’m not spending nearly as much on after school tutoring. And there’s more time for play and non-academic pursuits since we aren’t having to do reading comprehension work at home or driving to a tutoring center for math.


So many private school kids also get tutoring. SO MANY.


For sure. We are still in the early elementary years and don't need it yet. School is covering a lot and also doing plenty of repetition with homework. So we are doing away with extra workbooks and tutors for now.
Anonymous
Post 08/20/2025 14:18     Subject: What percentage of your HHI goes to tuition?

3.75% for our two HS kids. I did not count our college kid's tuition in there.
Anonymous
Post 08/20/2025 14:16     Subject: What percentage of your HHI goes to tuition?

Anonymous wrote:Also about 20%, pre tax


20% pre-tax and we have a high mortgage too. It sucks.
Anonymous
Post 08/20/2025 14:15     Subject: What percentage of your HHI goes to tuition?

It's about 15% of our pretax HHI, for 2 kids.

I wouldn't say we're scrimping and saving to afford it. But yes, there are other aspects of our life that we have to make some difference choices because we chose private school (e.g., less fancy cars, less fancy vacations).
Anonymous
Post 08/20/2025 14:14     Subject: Re:What percentage of your HHI goes to tuition?

Anonymous wrote:
Anonymous wrote:
Anonymous wrote:~3.5% of pretax this past year, not including fees, uniforms, shoes.


About the same for us (2 kids)


Another way I justify the cost is that I’m not spending nearly as much on after school tutoring. And there’s more time for play and non-academic pursuits since we aren’t having to do reading comprehension work at home or driving to a tutoring center for math.


So many private school kids also get tutoring. SO MANY.
Anonymous
Post 08/20/2025 14:13     Subject: Re:What percentage of your HHI goes to tuition?

Tuition plus transportation for us for one kid if $60K. Right now we have one in public, although that one will likely go to private in the next few years. We have had a good few years and our HHI is approaching $4M now, so about 1.5% of our HHI goes to tuition. When both go, it'll be 3% but who knows if our income will stay that high (I am a business owner so income fluctuates).
Anonymous
Post 08/20/2025 14:13     Subject: Re:What percentage of your HHI goes to tuition?

Anonymous wrote:
Anonymous wrote:~3.5% of pretax this past year, not including fees, uniforms, shoes.


About the same for us (2 kids)


Another way I justify the cost is that I’m not spending nearly as much on after school tutoring. And there’s more time for play and non-academic pursuits since we aren’t having to do reading comprehension work at home or driving to a tutoring center for math.
Anonymous
Post 08/20/2025 14:07     Subject: What percentage of your HHI goes to tuition?

Also about 20%, pre tax
Anonymous
Post 08/20/2025 14:07     Subject: Re:What percentage of your HHI goes to tuition?

Anonymous wrote:~3.5% of pretax this past year, not including fees, uniforms, shoes.


About the same for us (2 kids)
Anonymous
Post 08/20/2025 14:03     Subject: What percentage of your HHI goes to tuition?

About 20% and we have no mortgage, so our housing costs are pretty low.
Anonymous
Post 08/20/2025 14:03     Subject: Re:What percentage of your HHI goes to tuition?

~3.5% of pretax this past year, not including fees, uniforms, shoes.
Anonymous
Post 08/20/2025 14:01     Subject: What percentage of your HHI goes to tuition?

What percentage of your HHI do you spend on tuition? I am curious mostly. Are most private school families scrimping and saving to send or are the vast majority of non-financial aid recipients so rich it doesn't matter to them?