Anonymous
Post 08/16/2025 10:59     Subject: Anyone retire a little early?

We’re a couple months away. Mid 50s. We calculated it no longer makes sense to work and we want to start 401k conversions to Roth.
Anonymous
Post 08/16/2025 10:06     Subject: Re:Anyone retire a little early?

Late 50s. About 2.4 million in retirement accounts and other investments plus a pension. No regrets whatsoever. But I’ve always lived a fairly modest life.
Anonymous
Post 08/16/2025 09:52     Subject: Re:Anyone retire a little early?

Retired at 55 when I could collect my pension and get 70% of health insurance covered. Liquid NW about 2m. No regrets at all - my physical and mental health have improved exponentially.
Anonymous
Post 08/16/2025 09:39     Subject: Re:Anyone retire a little early?

Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Does “still working but checked out and having a mental retirement posture” count?


At work we call that “retired in place.” It’s a mocking reference to old plant equipment that has been replaced, and it’s barely used, but it’s not been removed because removal process takes many hours of engineering evaluations, etc.


Happens at any age.


It's quite quitting, right?


Yeah people use different terms. To me “retired in place” is a boomer bashing phrase and quiet quitting is for younger checked out person but it maybe just me.
Anonymous
Post 08/16/2025 09:35     Subject: Re:Anyone retire a little early?

Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Does “still working but checked out and having a mental retirement posture” count?


At work we call that “retired in place.” It’s a mocking reference to old plant equipment that has been replaced, and it’s barely used, but it’s not been removed because removal process takes many hours of engineering evaluations, etc.


Happens at any age.


It's quite quitting, right?
Anonymous
Post 08/16/2025 09:30     Subject: Anyone retire a little early?

40
Worked and saved every cent before that.
Anonymous
Post 08/16/2025 09:28     Subject: Re:Anyone retire a little early?

Anonymous wrote:
Anonymous wrote:Does “still working but checked out and having a mental retirement posture” count?


At work we call that “retired in place.” It’s a mocking reference to old plant equipment that has been replaced, and it’s barely used, but it’s not been removed because removal process takes many hours of engineering evaluations, etc.


Happens at any age.
Anonymous
Post 08/16/2025 09:17     Subject: Re:Anyone retire a little early?

Anonymous wrote:Does “still working but checked out and having a mental retirement posture” count?


At work we call that “retired in place.” It’s a mocking reference to old plant equipment that has been replaced, and it’s barely used, but it’s not been removed because removal process takes many hours of engineering evaluations, etc.
Anonymous
Post 08/16/2025 09:15     Subject: Re:Anyone retire a little early?

Does “still working but checked out and having a mental retirement posture” count?
Anonymous
Post 08/16/2025 09:11     Subject: Anyone retire a little early?

Anonymous wrote:I retired at 30.


Sure you did.
Anonymous
Post 08/16/2025 08:57     Subject: Anyone retire a little early?

I retired at 30.
Anonymous
Post 08/16/2025 07:38     Subject: Anyone retire a little early?

Anonymous wrote:I retired in mid 40s. I had worked very part time a decade before. I want to concentrate on my health/strength, my kids, friends, travel, and investments.
No pension, but there is an 'annuity'.
NW is one million. It was my job that kept it from growing faster. I just recognized it.
will take SS at 62.
no tax expense
no healthcare expense
no college expense



spouse working?
Anonymous
Post 08/16/2025 07:32     Subject: Anyone retire a little early?

I retired in mid 40s. I had worked very part time a decade before. I want to concentrate on my health/strength, my kids, friends, travel, and investments.
No pension, but there is an 'annuity'.
NW is one million. It was my job that kept it from growing faster. I just recognized it.
will take SS at 62.
no tax expense
no healthcare expense
no college expense

Anonymous
Post 08/16/2025 07:16     Subject: Anyone retire a little early?

62 early? I took the DRP
Anonymous
Post 08/16/2025 07:14     Subject: Anyone retire a little early?

Mid to Late 50s? What NW? Any SS, Pension? For those that did it already any regrets?