Anonymous
08/13/2025 16:57
Subject: Hoard money or party like it’s 1999?
Doing 30% in real estate at the moment!
Buyers market again.
Buyers market again.
Anonymous
08/13/2025 13:48
Subject: Re:Hoard money or party like it’s 1999?
We are in the same boat and we decided to spend while we are still healthy and the kids are still young. Nobody knows what tomorrow will bring. Now, I wish we had $10m stashed away, but decided that spending now is more important to us. YMMV
Anonymous
08/13/2025 12:55
Subject: Hoard money or party like it’s 1999?
Anonymous wrote:Anonymous wrote:We’ve long maxed out 401ks, have healthy 529s for all the kids, and have a generous emergency fund.
A few years ago our income went up and we’ve been using the extra money on travel. Our kids are in middle school and upper elementary, and it feels like we won’t have forever with them, so we’re doing it all, and checking off bucket-list travel items annually.
Now there’s this horrible Trump uncertainty. I’m torn between saving as much money as possible (and scaling back to a simple east coast beach vacation), vs figuring since we have NO idea what the future holds we might as well travel NOW while we still can (while maintaining our standard “good” savings).
Thoughts?
The dollar will be gone invest in real estate gold or silver
We are in the 1 percent and we have cancelled all travel.
Trumps goal is to burn the US to the ground banks will fail the dollar will be gone,
I hope we get this lucky!
Anonymous
08/13/2025 12:51
Subject: Hoard money or party like it’s 1999?
Anonymous wrote:Anonymous wrote:We’ve long maxed out 401ks, have healthy 529s for all the kids, and have a generous emergency fund.
A few years ago our income went up and we’ve been using the extra money on travel. Our kids are in middle school and upper elementary, and it feels like we won’t have forever with them, so we’re doing it all, and checking off bucket-list travel items annually.
Now there’s this horrible Trump uncertainty. I’m torn between saving as much money as possible (and scaling back to a simple east coast beach vacation), vs figuring since we have NO idea what the future holds we might as well travel NOW while we still can (while maintaining our standard “good” savings).
Thoughts?
The dollar will be gone invest in real estate gold or silver
We are in the 1 percent and we have cancelled all travel.
Trumps goal is to burn the US to the ground banks will fail the dollar will be gone,
It's funny you say this because my dad is a right-wing Trump prepper, and he too has a significant amount of gold sitting in a safety deposit box. It's funny how the far left and far right are more similar than they would ever admit.
I'm comfortable in my allocation and not changing a thing. But, if the world goes to hell, by Trump-loving dad has enough gold for the whole family.
Anonymous
08/13/2025 12:48
Subject: Hoard money or party like it’s 1999?
Party now. Buy crypto treasury stocks like UPXI, BMNR or ETHA and Bitcoin and ride the party for at least the next several months.
Also, buy ASTspacemobile.
We are getting to reaching “the top” in like another year or more, but we’ve had it so good for so long I mean it’s hard to say when it’ll stop pumping. Also, take profits along the way and move them into safer long term things like gold and S&P ETFs.
Also, buy ASTspacemobile.
We are getting to reaching “the top” in like another year or more, but we’ve had it so good for so long I mean it’s hard to say when it’ll stop pumping. Also, take profits along the way and move them into safer long term things like gold and S&P ETFs.
Anonymous
08/13/2025 12:45
Subject: Hoard money or party like it’s 1999?
^ posted too soon. We are not using airports right now, even for domestic travel, which means our vacations are local. I've heard about ICE arrests of foreigners at airports.
Anonymous
08/13/2025 12:42
Subject: Hoard money or party like it’s 1999?
We are in the 1% and we are cautiously optimistic that Trump won't entirely trash the economy in 3 years. However, to hedge against some tariff-triggered market fluctuations, we have liquidated a small part of one of our portfolios. It won't hurt our overall level of wealth.
The added wrinkle for us is that we're foreigners in the US and are wary about detentions and deportations. We aren't about to invest in real estate, for example. And we're not traveling to neighborhoods that have a high level of ICE activity.
The added wrinkle for us is that we're foreigners in the US and are wary about detentions and deportations. We aren't about to invest in real estate, for example. And we're not traveling to neighborhoods that have a high level of ICE activity.
Anonymous
08/13/2025 12:35
Subject: Hoard money or party like it’s 1999?
10% chance of a big drop September to November. We had one a few years ago.
Anonymous
08/13/2025 12:33
Subject: Hoard money or party like it’s 1999?
Anonymous wrote:We’ve long maxed out 401ks, have healthy 529s for all the kids, and have a generous emergency fund.
A few years ago our income went up and we’ve been using the extra money on travel. Our kids are in middle school and upper elementary, and it feels like we won’t have forever with them, so we’re doing it all, and checking off bucket-list travel items annually.
Now there’s this horrible Trump uncertainty. I’m torn between saving as much money as possible (and scaling back to a simple east coast beach vacation), vs figuring since we have NO idea what the future holds we might as well travel NOW while we still can (while maintaining our standard “good” savings).
Thoughts?
The dollar will be gone invest in real estate gold or silver
We are in the 1 percent and we have cancelled all travel.
Trumps goal is to burn the US to the ground banks will fail the dollar will be gone,
Anonymous
08/13/2025 12:25
Subject: Hoard money or party like it’s 1999?
The answer depends on exactly how much you have saved and how old you are. If you have $10 million socked away, I'd say party like it's 1999. If you have $3m or less, keep saving. If it's somewhere in the middle, then balance.
Anonymous
08/13/2025 12:23
Subject: Hoard money or party like it’s 1999?
Party all the time.
Anonymous
08/13/2025 12:20
Subject: Hoard money or party like it’s 1999?
I agree, OP. I left a high paying corporate career to live with less but be present. That means spending don’t savings and I don’t care. Do what makes your heart happy in these times.
Anonymous
08/13/2025 12:02
Subject: Hoard money or party like it’s 1999?
Uncertainty where? The economy is great, stocks are up, gold is up, silver is up. If you want to go be scared and live in your basement more power to you. I’ll be enjoying this life!
Anonymous
08/13/2025 12:02
Subject: Hoard money or party like it’s 1999?
I don’t know but I struggle with this too.
Anonymous
08/13/2025 12:00
Subject: Hoard money or party like it’s 1999?
We’ve long maxed out 401ks, have healthy 529s for all the kids, and have a generous emergency fund.
A few years ago our income went up and we’ve been using the extra money on travel. Our kids are in middle school and upper elementary, and it feels like we won’t have forever with them, so we’re doing it all, and checking off bucket-list travel items annually.
Now there’s this horrible Trump uncertainty. I’m torn between saving as much money as possible (and scaling back to a simple east coast beach vacation), vs figuring since we have NO idea what the future holds we might as well travel NOW while we still can (while maintaining our standard “good” savings).
Thoughts?
A few years ago our income went up and we’ve been using the extra money on travel. Our kids are in middle school and upper elementary, and it feels like we won’t have forever with them, so we’re doing it all, and checking off bucket-list travel items annually.
Now there’s this horrible Trump uncertainty. I’m torn between saving as much money as possible (and scaling back to a simple east coast beach vacation), vs figuring since we have NO idea what the future holds we might as well travel NOW while we still can (while maintaining our standard “good” savings).
Thoughts?