Anonymous wrote:My investing strategy since 2008 has been to max out 401k, autoinvest from paycheck to brokerage, then, when I had kids, autoinvest in their 529 plans, and when I get a bonus, I've almost always immediately invested 50% of it and use the rest as fun money. I've never believed myself to be more intelligent than professional investors or able to outsmart the market, so you just have to devise an allocation that works and an automated savings plan and not freak up when the market moves.

You will end up in better financial shape than 90% or more of the folks here. Good job.

My investing strategy since 2008 has been to max out 401k, autoinvest from paycheck to brokerage, then, when I had kids, autoinvest in their 529 plans, and when I get a bonus, I've almost always immediately invested 50% of it and use the rest as fun money. I've never believed myself to be more intelligent than professional investors or able to outsmart the market, so you just have to devise an allocation that works and an automated savings plan and not freak up when the market moves.

I refuse to invest in fascism

Didn't have money to invest 2008/09. My work didn't even pay minimum wage at times.
Not sure when the ones who did get out this time, will jump in.
I started investing in 2020 when I finally had money from real estate. Never got out as all was long term holds in big account.
Selling some of my stocks when they get too hot and buying back when they dip 15-20% inside of Roths only. Doubled my Roths this way several times.
I don't see a crash as the stock prices got to include money being printed out of thin air.

I've been nibbling since April. Not all in but for share want to have some skin the game. Can AVG down if needed but doubt the S&P drops anywhere close to April 2025 values.

Anonymous wrote:

Anonymous wrote:what is your question?

Not OP but assuming if folks maybe having FOMO given the recent run?

They will.. Money will pour in from the sidelines resulting in a melt-up, followed by an eventual big crash. At least that's one of the theories, I've come across..

Anonymous wrote:what is your question?

Not OP but assuming if folks maybe having FOMO given the recent run?

what is your question?

Folks that stopped investing after 2008/2009 missed out on a crazy bull run.

I wonder if those not currently investing due to tariff "negative impact" may miss out should the market run even harder than it did post 08/09.