Anonymous
07/28/2025 16:35
Subject: What is your allocation of assets?
Anonymous wrote:Anonymous wrote:Cash (where do you keep it): as little as possible, just an emergency fund, high-yield savings account/CDs; maybe 1%
Stocks (index or individual? US and global?): index funds, 50/50 US/ex-US, about 33%
Bonds: lmao 0%
Crypto (ETFs or coins?): both bitcoins ETFs and coins in self-custody, 33%
Real estate: 33%
Private: I don't understand this one
Private Equity or pre-IPO
Then 0%. We own our own business, so I suppose that's "private equity" but it's not something I think about in terms of asset allocation.
Anonymous
07/25/2025 13:14
Subject: What is your allocation of assets?
Anonymous wrote:Cash (where do you keep it): as little as possible, just an emergency fund, high-yield savings account/CDs; maybe 1%
Stocks (index or individual? US and global?): index funds, 50/50 US/ex-US, about 33%
Bonds: lmao 0%
Crypto (ETFs or coins?): both bitcoins ETFs and coins in self-custody, 33%
Real estate: 33%
Private: I don't understand this one
Private Equity or pre-IPO
Anonymous
07/25/2025 11:57
Subject: What is your allocation of assets?
47 years old.
Cash 1%
ETF's 94%
Fixed Income 5%
No crypto
Not factoring in RE equity since it's my primary residence.
Cash 1%
ETF's 94%
Fixed Income 5%
No crypto
Not factoring in RE equity since it's my primary residence.
Anonymous
07/25/2025 11:56
Subject: What is your allocation of assets?
Anonymous wrote:I don’t care about the bragging of total net worth but more curious about % allocation:
Cash (where do you keep it) 3%, in I-bonds & money market accounts
Stocks (index or individual? US and global?) - 76%, almost entirely US, about 70% index
Bonds - none, but will have a government pension
Crypto (ETFs or coins?) less than 1%, just play money, spot ETFs
Real estate - 20%, equity in primary and rental
Private - we are actually invested in a private company as well but I don't know how to figure this out as a percentage because I don't know how to value it as part of the denominator, so it's just all to the side in a "maybe some day will be worth something" bucket
Anonymous
07/25/2025 11:44
Subject: What is your allocation of assets?
Cash- 5% (Ibonds, CD, HYSA)
No crypto
House- about 20%
Stocks- 60% (70/30 US/Int but upping international)
Bonds- 15%
No crypto
House- about 20%
Stocks- 60% (70/30 US/Int but upping international)
Bonds- 15%
Anonymous
07/25/2025 11:43
Subject: What is your allocation of assets?
Cash (where do you keep it): as little as possible, just an emergency fund, high-yield savings account/CDs; maybe 1%
Stocks (index or individual? US and global?): index funds, 50/50 US/ex-US, about 33%
Bonds: lmao 0%
Crypto (ETFs or coins?): both bitcoins ETFs and coins in self-custody, 33%
Real estate: 33%
Private: I don't understand this one
Stocks (index or individual? US and global?): index funds, 50/50 US/ex-US, about 33%
Bonds: lmao 0%
Crypto (ETFs or coins?): both bitcoins ETFs and coins in self-custody, 33%
Real estate: 33%
Private: I don't understand this one
Anonymous
07/25/2025 11:23
Subject: What is your allocation of assets?
I don’t care about the bragging of total net worth but more curious about % allocation:
Cash (where do you keep it)
Stocks (index or individual? US and global?)
Bonds
Crypto (ETFs or coins?)
Real estate
Private
Cash (where do you keep it)
Stocks (index or individual? US and global?)
Bonds
Crypto (ETFs or coins?)
Real estate
Private