Anonymous
Post 07/24/2025 18:46     Subject: International stocks vs S&P500 Part 2
Anonymous wrote:
Anonymous wrote:Diversifying (inc international stock index funds) is always the safest bet AND it is also always true that when you look backwards there will always be a way that you could have made more money if you were less diversified. that does not make it the wrong choice. I currently have some money Vanguard's international fund and I plan to keep it there.


Which fund do you have?

DP - VXUS and VYMI
Anonymous
Post 07/24/2025 18:44     Subject: International stocks vs S&P500 Part 2
I'm split about 50/50 in terms of U.S./ex-U.S. equities. Feels right to me where where the world is heading.
Anonymous
Post 07/24/2025 18:26     Subject: International stocks vs S&P500 Part 2
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Diversifying (inc international stock index funds) is always the safest bet AND it is also always true that when you look backwards there will always be a way that you could have made more money if you were less diversified. that does not make it the wrong choice. I currently have some money Vanguard's international fund and I plan to keep it there.


Which fund do you have?


Different poster but I have vfwsx and it’s done amazing well, especially since April.


thru your work offerings?


Yes
Anonymous
Post 07/24/2025 17:41     Subject: International stocks vs S&P500 Part 2
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Diversifying (inc international stock index funds) is always the safest bet AND it is also always true that when you look backwards there will always be a way that you could have made more money if you were less diversified. that does not make it the wrong choice. I currently have some money Vanguard's international fund and I plan to keep it there.


Which fund do you have?


Different poster but I have vfwsx and it’s done amazing well, especially since April.


thru your work offerings?
Anonymous
Post 07/24/2025 17:22     Subject: International stocks vs S&P500 Part 2
Anonymous wrote:"Never bet against America"

--Warren Buffett


^ good advice for the meme or crypto bro crowd
Anonymous
Post 07/24/2025 16:51     Subject: International stocks vs S&P500 Part 2
"Never bet against America"

--Warren Buffett
Anonymous
Post 07/24/2025 15:52     Subject: International stocks vs S&P500 Part 2
AVDE from Avantis is a solid choice. Most of their funds have beaten their relative index so far.
Anonymous
Post 07/24/2025 15:39     Subject: International stocks vs S&P500 Part 2
Anonymous wrote:
Anonymous wrote:Diversifying (inc international stock index funds) is always the safest bet AND it is also always true that when you look backwards there will always be a way that you could have made more money if you were less diversified. that does not make it the wrong choice. I currently have some money Vanguard's international fund and I plan to keep it there.


Which fund do you have?


Different poster but I have vfwsx and it’s done amazing well, especially since April.
Anonymous
Post 07/24/2025 15:36     Subject: International stocks vs S&P500 Part 2
Anonymous wrote:Diversifying (inc international stock index funds) is always the safest bet AND it is also always true that when you look backwards there will always be a way that you could have made more money if you were less diversified. that does not make it the wrong choice. I currently have some money Vanguard's international fund and I plan to keep it there.


Which fund do you have?
Anonymous
Post 07/24/2025 15:16     Subject: International stocks vs S&P500 Part 2
Diversifying (inc international stock index funds) is always the safest bet AND it is also always true that when you look backwards there will always be a way that you could have made more money if you were less diversified. that does not make it the wrong choice. I currently have some money Vanguard's international fund and I plan to keep it there.
Anonymous
Post 07/24/2025 14:31     Subject: International stocks vs S&P500 Part 2
Factor in exchange rate risk.
Anonymous
Post 07/24/2025 13:55     Subject: International stocks vs S&P500 Part 2
My amateur analysis is US stocks are over-valued, and there’s room for growth in international markets.

I’m still investing a little in US ETFs and stocks, but lately I’ve been putting more into non-US funds.
Anonymous
Post 07/24/2025 13:46     Subject: International stocks vs S&P500 Part 2
"Over the past ten years, the S&P returned an average of 12.4% annually. We’re predicting the figure to drop to between 3.8% and 5.8% (midpoint of 4.8%) over the next decade."

IDK OP. That's basically what Jack Bogle said about 10 years ago before he died. I think it's fair to say he was off the mark on that prediction.
Anonymous
Post 07/24/2025 13:44     Subject: Re:International stocks vs S&P500 Part 2
Nobody has any clue what is going to happen.
Anonymous
Post 07/24/2025 13:41     Subject: International stocks vs S&P500 Part 2
https://fortune.com/2025/07/24/the-investment-chief-at-10-trillion-giant-vanguard-says-its-time-to-pivot-away-from-u-s-stocks/

A few weeks ago, I was concerned on missing out on international gains. Vanguard Investment Chief is suggesting pivoting away from US stocks because lower predicted US stocks gains in the next decade in comparison to international, and recommending rebalancing portfolios gradually.

Any thoughts?