Anonymous
Post 07/21/2025 18:12     Subject: Timing the market crash and my tsp

I would diversify more. 55% C, 15% I, 15% G, 15% S and then not look at it again.
Anonymous
Post 07/21/2025 14:37     Subject: Timing the market crash and my tsp

Lady, if you see it crash, put in more.
Anonymous
Post 07/21/2025 14:28     Subject: Timing the market crash and my tsp

Sell high. If you are going to move things do it before the drops.
FWIW I had all mine in a life cycle fund and that handled 2001, 2008, 2020 better than any other fund.
Anonymous
Post 07/21/2025 14:23     Subject: Timing the market crash and my tsp

Anonymous wrote:Bruh. The tariff market crash was back in April.


Bruh. That wasn’t a crash.
Anonymous
Post 07/21/2025 14:08     Subject: Timing the market crash and my tsp

Bruh. The tariff market crash was back in April.
Anonymous
Post 07/21/2025 14:07     Subject: Timing the market crash and my tsp

Trump is going to crash the dollar none of this will matter after 2026
Anonymous
Post 07/21/2025 14:06     Subject: Timing the market crash and my tsp

OP, it seems like your investment mix does not match your risk profile. From what you write re: your feelings, you are likely mildly conservative. But your current investment mix is highly aggressive.
So I'd adjust your mix, selling your BTC (because it's the most risky investment) as well as some of your C and I, and put it into F and G instead. I'd suggest a mix of 35% C, 30% G, 15% I, 20% F. I'm also assuming your age is 45+. If you are in your 30's I'd add 5-10% more to the C&I funds. If you are 60+ I'd add 5-10% more to the G and F funds.
Good luck.
Anonymous
Post 07/21/2025 13:38     Subject: Timing the market crash and my tsp

What did Peter Lynch say? Something like more money has been lost being worried about the market crashing than was ever lost in crashes.

Anyways, yes the G fund is the only fund guaranteed not to lose principal.
Anonymous
Post 07/21/2025 12:51     Subject: Timing the market crash and my tsp

What an idiot, trying to time the stock market over your feelings. Good luck with that!
Anonymous
Post 07/21/2025 12:51     Subject: Timing the market crash and my tsp

Leave it and avert your eyes.
Anonymous
Post 07/21/2025 12:47     Subject: Timing the market crash and my tsp

Crash or correction? Two different things. Our post mixes up crash and correction. Crash will take years to recover not weeks or months
Anonymous
Post 07/21/2025 12:45     Subject: Timing the market crash and my tsp

Pull it out, convert to cash, put in coffee cans and hide it behind a false wall in your basement.
Anonymous
Post 07/21/2025 12:42     Subject: Timing the market crash and my tsp

Anonymous wrote:How old are you. No one can advise you on this issue without knowing that


That's not true. I can advise him that he/she is screwed with that mentality.
Anonymous
Post 07/21/2025 12:19     Subject: Timing the market crash and my tsp

How old are you. No one can advise you on this issue without knowing that
Anonymous
Post 07/21/2025 12:13     Subject: Timing the market crash and my tsp

I know. I know. You can’t time the market. However, it feels like we are getting into bubble burst territory in the coming months. That’s my feeling. If I see things on a downward trajectory I don’t want to just lose all my tsp gains and let it sit and wait for the market to sort or slowly come back up over the years like it always does.

If you think there will be a crash in a few months, or a year, because of tariffs and you have 500,000 in your tsp. 300,000 is in the I fund, the rest is in the c fund and also in BTCFX in the mutual fund window.

So if the crash and you see it begin as a series of drops over a few days or weeks, and you think it’s time to pull your money into somewhere safe within the tsp. You see stocks start to fall over a couple days and begin to think the crash you predicted is happening.

Where do you move the money quickly into a safer fund in the tsp to preserve the most amount? You know the stock market always goes back up but for now the market will probably have an extended down turn for a few years. You want the ability to keep the money safe and then buy back into one of the funds later when the market is farther down and stocks are cheaper. Would moving money into the G fund be the best place to let it sit until stock prices have fallen into a cheaper place of re-entry?

I believe in the stock market, but I believe in the cyclical nature of things. Is G fund the best place to park it?

I know for my BTCFX I would sell and park the money into a gold mutual fund in the MFW, if Bitcoin started its sort of every 4-year crypto winter crash scenario. I’d park it in gold or the money market fund for a while.

But really I am just trying to game out how to be proactive if the market appears to show an inevitable pattern of slide, or crash.

I get most people here are bogleheads and will just say: “wait it out. Don’t do anything. Get out of BTCFX now actually.” Anyway, thanks.