Anonymous
07/03/2025 06:34
Subject: Good lease rates these days?
Anonymous wrote:Leasing is literally throwing your money away.
No it’s not.
Anonymous
07/03/2025 06:28
Subject: Good lease rates these days?
Leasing is literally throwing your money away.
jsteele
07/02/2025 13:27
Subject: Good lease rates these days?
Anonymous wrote:Anonymous wrote:lol money factor?! if you focus on monthly payment and drive off costs (0 zero!), the money factor takes care of itself.
actually, I’m focused on finance vs buy and sell after 4 years. I know how to negotiate the price of the car, so the interest rate is the operative question. can you help?
If you are considering an EV, the available incentives are probably much more important than the money factor. Some EVs have such low lease costs these days, that you can get a single payment lease and not have a money factor at all. Be aware, that if you do this and then the car gets totaled, you will lose what you have paid. But if you want to take the risk you can save money.
Probably the best deal on the market these days is the Chevy Equinox EV that is eligible for the federal $7,500 tax credit and has a range of incentives. It is not unusual to get them for $15,000 or more below MSRP and leased for $5k or so for two years.
Anonymous
07/02/2025 08:52
Subject: Good lease rates these days?
Go to the leasing forums on Edmunds. They always have money factors for various lease deals.
Anonymous
07/02/2025 07:55
Subject: Good lease rates these days?
Anonymous wrote:lol money factor?! if you focus on monthly payment and drive off costs (0 zero!), the money factor takes care of itself.
actually, I’m focused on finance vs buy and sell after 4 years. I know how to negotiate the price of the car, so the interest rate is the operative question. can you help?
Anonymous
07/01/2025 21:40
Subject: Good lease rates these days?
Completely depends on the car. Money factor (i.e. interest rate) and residual are set by the automaker's bank/captive lender.
Anonymous
07/01/2025 20:20
Subject: Good lease rates these days?
lol money factor?! if you focus on monthly payment and drive off costs (0 zero!), the money factor takes care of itself.
Anonymous
07/01/2025 20:18
Subject: Good lease rates these days?
I haven’t leased a car since 2017, but I’m thinking about it again because I need another car for a few years (kids in high school/driving), and I like to convert to EV but I think the technology is changing. I have excellent credit. What are people seeing as a money factor these days? Thanks!
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