Anonymous
06/08/2025 05:17
Subject: How much LIQUID savings do you have?
In cash/easy to access accounts, we have 300k. Also an additional 1.7 invested in ETFs that is separate from our retirement accounts.
Anonymous
06/08/2025 05:14
Subject: How much LIQUID savings do you have?
The OP asks for cash but the responses include equities and total brokerage accounts (which are typically invested in not only money market accounts).
Anonymous
06/08/2025 03:39
Subject: How much LIQUID savings do you have?
Anonymous wrote:A bit of a spinoff from the birthday thread…
How much do you have in liquid savings? By that I mean things you can quickly liquidate without a tax penalty. So, include traditional savings accounts, non-retirement investments, and CDs.
Do not count retirement accounts, 529s, HSAs, or home equity.
What is your HHI?
What age do you assume people are? This thread is less meaningful without knowing people’s ages. 30yos with $100k is different than 60yos with the same amount. And for some of us (not quite me), our we can withdraw from our retirement plans without penalty. We had our kids early in our late 30s / early 40s. We are more than 80% liquid.
Anonymous
06/08/2025 02:31
Subject: How much LIQUID savings do you have?
Around 100k. We had a lot more but liquidated a lot a few years ago to max a down-payment on our home.
HHI 225k
HHI 225k
Anonymous
06/08/2025 01:37
Subject: How much LIQUID savings do you have?
age 46 and 49. HHI is 800K. $1.2M in brokerage.
Anonymous
06/08/2025 01:15
Subject: Re:How much LIQUID savings do you have?
Age 32 and 34
53k in HYSA
148k combined in 401k
HHI: 155k
No house
53k in HYSA
148k combined in 401k
HHI: 155k
No house
Anonymous
06/08/2025 00:52
Subject: How much LIQUID savings do you have?
170k in cash and equities, hhi at 700k.
Anonymous
06/08/2025 00:18
Subject: How much LIQUID savings do you have?
We have $600k, but $350k is from an inheritance. HHI $300k.
Anonymous
06/08/2025 00:10
Subject: How much LIQUID savings do you have?
About $100.
Anonymous
06/08/2025 00:09
Subject: How much LIQUID savings do you have?
$8mm in cash and equities
HHI is 4.5mm
HHI is 4.5mm
Anonymous
06/07/2025 23:34
Subject: How much LIQUID savings do you have?
$1 million
Anonymous
06/07/2025 23:32
Subject: How much LIQUID savings do you have?
I have about 200k. I think DH has closer to 300k.
HHI about 250k. We have a lot of $ tied up in real estate at the moment.
HHI about 250k. We have a lot of $ tied up in real estate at the moment.
Anonymous
06/07/2025 23:14
Subject: How much LIQUID savings do you have?
65k in mm and savings, enough to last us a year without any jobs
600k from 2 jobs and I also have some income from a trust
600k from 2 jobs and I also have some income from a trust
Anonymous
06/07/2025 23:07
Subject: How much LIQUID savings do you have?
Only about 19k.
Hhi 180 more or less
We also prioritize paying back student loans, have super stable jobs.
Hhi 180 more or less
We also prioritize paying back student loans, have super stable jobs.
Anonymous
06/07/2025 22:58
Subject: How much LIQUID savings do you have?
A bit of a spinoff from the birthday thread…
How much do you have in liquid savings? By that I mean things you can quickly liquidate without a tax penalty. So, include traditional savings accounts, non-retirement investments, and CDs.
Do not count retirement accounts, 529s, HSAs, or home equity.
What is your HHI?
How much do you have in liquid savings? By that I mean things you can quickly liquidate without a tax penalty. So, include traditional savings accounts, non-retirement investments, and CDs.
Do not count retirement accounts, 529s, HSAs, or home equity.
What is your HHI?