It will do 10x and then and another 10x in your lifetime. You need to get the money inside of Roth and buy something like MSTR on a dip.
That said, you have plenty of $11ks's all over the place that you decided shouldn't be doing 10x and then another 10x. Why bother even with this $11k. Sell and go enjoy your trip.
As a frugal person I don't kill their money in 529 or ignore Bitcoin.
It's not that it's $105k now and it's a lot. It is going to one million and then 10 million+. You don't know it because you didn't do your homework.

Just curious, how do you change the bitcoin into hard currency or gold?

These things are beyond me, but obviously were the greatest investment in human history for some who bought a bunch of them for a dollar long ago.

You could sell it and put the money in MSTY which is a monthly paying high dividend covered call option etf. With $11k you’d probably get $1000 per month or more in dividends.

I would not sell bitcoin right now.

I have 4 BTC that i purchased years and years ago. At this point im just curious as to where it will go. If you need to sell an asset and pay taxes just to take a small vacation you probably need all the money you can get your hands on.

I would keep it, because I'd be so curious where it ends up.

My perspective recently changed, several friends and coworkers were diagnosed with cancer - all in our 40s. I’d sell it and enjoy a nice vacation. Who knows what the next few years bring.

Have you sent it to a safe wallet? Maybe coinbase? For security reasons I would sell it if you are not into such things.

I hold over 1 BTC and am keeping it for the long run

I would hold the bitcoin but that’s me. Definitely take a vacation but make it a cheaper one, that’s what I’d do. But I’m a single mom with a scarcity mindset.

Sell the BTC and take the trip. The memories created will be valuable.

That said...I own 1.6 BTC and I ain't selling. What if it goes to a million? But, I've got a lot of other money to fund my travel.

But look at it this way...so what if BTC 10xes. So you'd have about $100k. In the scheme of things, not life changing. If selling it is the only way you're going to splurge on this trip, then take the plunge. Don't deprive yourself and your family of the experience. Now is the time, when the kids are young and under your roof.

You can afford to go on the vacation.

The Bitcoin has nothing to do with it.

If you need the money, sell. If not, let it ride. Remember, your cost basis is zero.

It will be 11K minus taxes, remember.

I was gifted a tenth of a bitcoin in 2013. I was annoyed at the giver for giving me such a stupid thing I couldn't use (HA!). I thought I had lost access to it because it went to an old email but I put in some effort and have recovered access.

This .1 thing my friend gave me for $30 as a joke is now worth almost 11k. I want to take my family on a vacation, but like, will I be sad with myself in 10 years? It feels to me like while it will grow that the growth that is coming will be less significant than the growth that happened, like we're not talking about $30-11k again we're talking about like, 11k to 15k? Which isn't nothing but is also not the same?

I dunno, should I cash out or hold?

I am a fairly frugal person and at 40 with a HHI of about 250k and three kids we have an 80k savings fund, 20k in my bank account and my husband and I have about 800k in our retirement funds and about 260k collectively in our kid's 529s.

So we're I think doing pretty good but we also aren't in a position where we drop 10k on a vacation ever. The responsible person in me says I should take the 10k and drop 3k into each kid's 529 instead but you gotta live a little?