Anonymous wrote:HHI: $1.5 million
PITI: $2,000

Just kidding, but these are the types of responses you will get that bear no relation to the average person’s financial situation in the DMV if they bought within the past 5 years. A bunch of boomers flexing there 20 year old mortgages.

This 100%. OP if you want useful responses you should ask people to include what year they purchased + their interest rate. Otherwise this is just pre COVID and COVID buyers flexing their $3K/ mo PITI with a 2.5% interest rate.

If helpful - we bought 2025, HHI $650K and rising to $800K soon with promo, PITI is $6K @ 7% APR ($785K mortgage).

HHI $200k
PITI $2450

Bought current house in 2008.

HHI 375
PITI 4200
Bought in 2021

HHI: $1.5 million
PITI: $2,000

Just kidding, but these are the types of responses you will get that bear no relation to the average person’s financial situation in the DMV if they bought within the past 5 years. A bunch of boomers flexing there 20 year old mortgages.

We may be a little on the higher end here.. HHI: $275k PITI: $4200

HHI 535,000. PITI 2875.

HHI $350k, PITI $3100

HHI 260k, PITI $2025

HHI $450, PITI $4500

But if you’re buying a bigger or older place, account for more repairs & more expense to heat/cool it as well.

HHI $300k, PITI $5000. Bought last year.

Anonymous wrote:Our piti is zero. Good brag.

So you rent, or evading property taxes and have no homeowners insurance?

That's a little higher as a percentage than ours, but same ballpark. Our numbers are like 25% of yours, so the actual numbers seem kind of irrelevant to your question.

Our piti is zero. Good brag.

That feels low to comfortable. Our income is similar and we pay $8k without batting an eye.

I am not sure if ours is high or low - PITI will be $6400 a month and HHI is guaranteed $670,000 with a potential bonus between $100,000-$200,000 a year.

Current PITI is only $4000 a month.