Anonymous
05/28/2025 18:37
Subject: Sell or Hold with Short term stock gains
What is it invested in?
Anonymous
05/28/2025 18:27
Subject: Sell or Hold with Short term stock gains
Anonymous wrote:Isn’t long term only 30 days?! I’d sell…I’m sitting on the opposite and planning when to sell to take advantage of reduced income
Wow. If you think that a long-term capital gain starts in 30 days, then you know absolutely nothing about investing and need a professional stat.
Anonymous
05/28/2025 17:51
Subject: Sell or Hold with Short term stock gains
Sell half, pay the taxes. That will mitigate your risk.
Anonymous
05/28/2025 17:16
Subject: Sell or Hold with Short term stock gains
Anonymous wrote:Anonymous wrote:One year: https://turbotax.intuit.com/tax-tips/investments-and-taxes/guide-to-short-term-vs-long-term-capital-gains-taxes-brokerage-accounts-etc/L7KCu9etn
If you have GAINS of that much, that probably means you have millions in assets, so I would hold.
The only scenario in which I'd sell and pay the much higher taxes is if you had something that skyrocketed and now makes up a huge portion of your assets and means you have little diversification. For example, if you have $100,000 and invested $4000 in a single stock that increased by 100 time (10,000 percent), then sell, because it's very risky.
(And to be clear, if you invested $350,000 and now the asset is worth $400,000, you have only $50,000 in taxable gains.)
I have little diversification. Got lucky, thanks.
Then I would definitely use the gains to diversify. Once you have your investments allocated in a way you feel comfortable with, you can rebalance at regular intervals.
Anonymous
05/28/2025 17:08
Subject: Sell or Hold with Short term stock gains
Anonymous wrote:Are you thinking there will be a crash before you can cash in on your gains at the longer term tax rate? I am. I mean I can see a massive sugar high with QE coming and then inflation and tariff related impacts catching up to us and just a recession.
Yes worried that Trump will tweet something and come crashing down like it did for me a couple of months ago. I regained it all back so don't know what to do now.
Anonymous
05/28/2025 14:50
Subject: Sell or Hold with Short term stock gains
Are you thinking there will be a crash before you can cash in on your gains at the longer term tax rate? I am. I mean I can see a massive sugar high with QE coming and then inflation and tariff related impacts catching up to us and just a recession.
Anonymous
05/28/2025 14:20
Subject: Sell or Hold with Short term stock gains
Anonymous wrote:One year: https://turbotax.intuit.com/tax-tips/investments-and-taxes/guide-to-short-term-vs-long-term-capital-gains-taxes-brokerage-accounts-etc/L7KCu9etn
If you have GAINS of that much, that probably means you have millions in assets, so I would hold.
The only scenario in which I'd sell and pay the much higher taxes is if you had something that skyrocketed and now makes up a huge portion of your assets and means you have little diversification. For example, if you have $100,000 and invested $4000 in a single stock that increased by 100 time (10,000 percent), then sell, because it's very risky.
(And to be clear, if you invested $350,000 and now the asset is worth $400,000, you have only $50,000 in taxable gains.)
I have little diversification. Got lucky, thanks.
Anonymous
05/28/2025 14:14
Subject: Sell or Hold with Short term stock gains
One year: https://turbotax.intuit.com/tax-tips/investments-and-taxes/guide-to-short-term-vs-long-term-capital-gains-taxes-brokerage-accounts-etc/L7KCu9etn
If you have GAINS of that much, that probably means you have millions in assets, so I would hold.
The only scenario in which I'd sell and pay the much higher taxes is if you had something that skyrocketed and now makes up a huge portion of your assets and means you have little diversification. For example, if you have $100,000 and invested $4000 in a single stock that increased by 100 time (10,000 percent), then sell, because it's very risky.
(And to be clear, if you invested $350,000 and now the asset is worth $400,000, you have only $50,000 in taxable gains.)
If you have GAINS of that much, that probably means you have millions in assets, so I would hold.
The only scenario in which I'd sell and pay the much higher taxes is if you had something that skyrocketed and now makes up a huge portion of your assets and means you have little diversification. For example, if you have $100,000 and invested $4000 in a single stock that increased by 100 time (10,000 percent), then sell, because it's very risky.
(And to be clear, if you invested $350,000 and now the asset is worth $400,000, you have only $50,000 in taxable gains.)
Anonymous
05/28/2025 14:14
Subject: Sell or Hold with Short term stock gains
Anonymous wrote:Isn’t long term only 30 days?! I’d sell…I’m sitting on the opposite and planning when to sell to take advantage of reduced income
Long term is one year.
Anonymous
05/28/2025 14:07
Subject: Sell or Hold with Short term stock gains
Isn’t long term only 30 days?! I’d sell…I’m sitting on the opposite and planning when to sell to take advantage of reduced income
Anonymous
05/28/2025 14:03
Subject: Sell or Hold with Short term stock gains
I have an additional $400K in short-term gains that I have been holding on to but I am worried that the gains will evaporate. But I also don't want to pay ordinary income tax of 37%. Any ideas as to what I can do?