Anonymous
Post 04/13/2025 07:32     Subject: At what point do you drop full coverage?
Anonymous wrote:I paid cash for a 2015 Acura TLX 7 years ago. Since there was no note, I could've opted from the gate only to pay liability, but I paid full coverage since the car was newish. Seven years later, I am still paying full coverage. It's no big deal, and I am only thinking about it because I just inherited my dad's 2009 Camry. Adding it to my policy and wondering if I should switch to liability for both cars. The Camry has 172k miles, and my TLX has 142K miles. I am the only driver for both cars.


I have it not worth dropping. For me it was only 40$ for 6 months. I’ve kept it.
Anonymous
Post 04/10/2025 14:58     Subject: At what point do you drop full coverage?
Keep the coverage.
Anonymous
Post 04/06/2025 21:08     Subject: At what point do you drop full coverage?
Are you planning to get rid of them? It seems to me that they're more likely to get totaled in any minor crash so full coverage is a decent deal at high mileage. It probably doesn't cost too much, does it?
Anonymous
Post 04/06/2025 19:35     Subject: At what point do you drop full coverage?
Full coverage only makes sense for collectible vehicles valued in high dollar amounts.

Of course you have to have full coverage if you got a loan to pay for a vehicle, but once it is paid off, get rid of it.

Anonymous
Post 04/05/2025 19:33     Subject: At what point do you drop full coverage?
Anonymous wrote:How much is the Acura worth? I wouldn’t have full coverage on the Camry.


KBB $8,300-6,300
Anonymous
Post 04/05/2025 19:30     Subject: At what point do you drop full coverage?
Anonymous wrote:You have a backup car if one gets totalled. Drop the full coverage.


This was exactly my thinking.
Anonymous
Post 04/05/2025 19:22     Subject: At what point do you drop full coverage?
How much is the Acura worth? I wouldn’t have full coverage on the Camry.
Anonymous
Post 04/05/2025 19:02     Subject: At what point do you drop full coverage?
You have a backup car if one gets totalled. Drop the full coverage.
Anonymous
Post 04/05/2025 18:51     Subject: At what point do you drop full coverage?
I paid cash for a 2015 Acura TLX 7 years ago. Since there was no note, I could've opted from the gate only to pay liability, but I paid full coverage since the car was newish. Seven years later, I am still paying full coverage. It's no big deal, and I am only thinking about it because I just inherited my dad's 2009 Camry. Adding it to my policy and wondering if I should switch to liability for both cars. The Camry has 172k miles, and my TLX has 142K miles. I am the only driver for both cars.