Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I don't think you need liability insurance for an occasional driver of your vehicle.

Sure, but only if you are OK violating the law and don't want the insurance company to pay for an accident.

That might be the case in your area. Most places it is not required for someone who borrows a vehicle.

It is not needed for someone who borrows a vehicle and is not a drivers license-holding resident of the household of the person who owns the car. If someone who lives in your household and has a license but no insurance of their own borrows your car and crashes - that will be a problem.

Anonymous wrote:

Anonymous wrote:I don't think you need liability insurance for an occasional driver of your vehicle.

Sure, but only if you are OK violating the law and don't want the insurance company to pay for an accident.

That might be the case in your area. Most places it is not required for someone who borrows a vehicle.

Anonymous wrote:I don't think you need liability insurance for an occasional driver of your vehicle.

Sure, but only if you are OK violating the law and don't want the insurance company to pay for an accident.

I don't think you need liability insurance for an occasional driver of your vehicle.

I've heard of parents removing their students when they go to college and adding them back when they come up for breaks.

I remember USAA having some discount for this scenario - I think a small discount (maybe $100.00 or something like that). Better than nothing, but nothing crazy.

AAA has a discount for students without a car at college IF the campus is 100 miles away or more.

You can request a discount for "college student living away from home without a car."

Don't expect to earn a ton back, but going without insurance is rather risky.

Our car insurance increased substantially when our teen got her license. She's going to college this summer and won't have a car. She'll drive our car periodically when she comes home for breaks. Can we remove her from insurance?