We are using AIG to cover a trip to Asia with tour costs.

Try Faye. I didn't make a claim, but they were reasonable in what they cover and price. Seem to get good reviews.

https://www.withfaye.com/

I would use squaremouth to shop. You can also call thetripinsurancestore.com if you want personal service.

So...getting excited...finalized itinerary...but...now definitely need Travel Insurance.

I've used Allianz and Aegis before....still need to reach out to them...but I'm looking for insurance that also covers the actual tour costs (that are non-refundable if I cancel last minute).

Any recommendations?