Anonymous
Post 02/01/2025 14:51     Subject: With fed uncertainty, does it make sense to up my Thrift?

Is our TSP even safe? It’s managed by an independent agency, the Federal Retirement Thrift Investment Board

The current board chair is a Democrat whose term does not expire until 2026
Anonymous
Post 02/01/2025 14:32     Subject: With fed uncertainty, does it make sense to up my Thrift?

I max my TSP but just put an order in to reduce it to 5%. Personally I’d just rather have the cash right now. I can always adjust if I need to but everything is so volatile right now.
Anonymous
Post 02/01/2025 09:27     Subject: With fed uncertainty, does it make sense to up my Thrift?

Anonymous wrote:I wouldn't. Likely the TSP investment mechanism will be taken over and timed to "buy high" when private investor AI sells. I'd keep it in cash as any tariff damage to the economy will instead be blamed on fed employee/contractor salaries


Agreed, I think they'll find some way to drain off TSP with maintenance fees or similar.
Anonymous
Post 02/01/2025 09:26     Subject: With fed uncertainty, does it make sense to up my Thrift?

I wouldn't. Likely the TSP investment mechanism will be taken over and timed to "buy high" when private investor AI sells. I'd keep it in cash as any tariff damage to the economy will instead be blamed on fed employee/contractor salaries
Anonymous
Post 01/31/2025 22:19     Subject: With fed uncertainty, does it make sense to up my Thrift?

I am wondering the same thing. We have been upping our savings little by little, but when I get to the limit, we may decrease our TSP contribution so we can keep increasing our savings.
Anonymous
Post 01/31/2025 21:35     Subject: With fed uncertainty, does it make sense to up my Thrift?

I have half my retirement in TSP and I am wondering if my RMDs will be timely and accurate and same for the tax forms.
Anonymous
Post 01/31/2025 21:33     Subject: Re:With fed uncertainty, does it make sense to up my Thrift?

I did not increase this year.
Anonymous
Post 01/31/2025 21:13     Subject: With fed uncertainty, does it make sense to up my Thrift?

I usually up my thrift when we receive the first paycheck of the year with the COLA increase. That check will hit my account tomorrow. However, with so much fed uncertainty, does it make sense to increase it, or should I put the difference toward my savings?